Insurance Agent Hourly Pay in Fremont, NE: $27.54 (2026)
Quick Answer:Hourly pay for a insurance agent working in Fremont, NE runs $27.54 at the median for 2026 — annualizing to $57,287 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Fremont's regional price level (BEA RPP 91.5, 8% below national), each hour of work buys what $30.09 nationally would. A 24-hour part-time schedule grosses $34,366 per year.
Based on BLS state-level estimates · View source
Insurance agents in Fremont, Nebraska, can expect to earn a median hourly rate of $27.54, which is significantly lower than the national median of $31.02. This hourly rate translates into various working arrangements, including part-time schedules such as three-day workweeks. In practical terms, per-diem insurance agents working in positions that require client visits, remote quoting, or agency roles may find their earnings generally align with this median figure, though entry-level employees might earn as little as $16.01, while top earners could command up to $42.69 per hour. As these figures are derived from projected annual salaries, they provide a snapshot of the earnings landscape for both those starting out and seasoned professionals in the field.
About the Fremont Market
Salary estimated from Nebraska average ($58,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $16.01 | $128.05 |
| Lower Range (P25) | $21.16 | $169.24 |
| Median (P50) | $27.54 | $220.30 |
| Upper Range (P75) | $35.26 | $282.04 |
| Top Earners (P90) | $42.69 | $341.55 |
Estimated Annual Income by Work Schedule in Fremont
Based on $27.54/hr median hourly rate · 2026 est.
At $27.54/hr, a insurance agent working full-time (40 hr/wk) in Fremont, NE can expect to earn approximately $57,277 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $33,044. With a cost-of-living index of 91.50 (below the national average), these earnings stretch further in Fremont.
Hourly Rate Calculator
Schedule Comparison in Fremont
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,101.48 | $4,773 | $57,277 |
| Part-Time (24 hrs) | $660.89 | $2,864 | $34,366 |
| Per Diem (16 hrs) | $440.59 | $1,909 | $22,911 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Fremont) | $27.54 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Fremont, NE earn a median of $57,287 per year (2026 est.), which is 11.21% lower than the national median of $64,522 and 3.00% below the Nebraska state average of $59,058.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $27.54/hr = $34,366/year (purchasing power: $37,558).
Working 40h/week (full-time) = $57,277/year (purchasing power: $62,597).
CoL index: 91.5 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$21.74/hr
2025 BLS Actual
$26.58/hr
2026 Current Est.
$27.54/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Fremont (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $21.74/hr | Actual |
| 2020 | $22.27/hr | Actual |
| 2021 | $21.27/hr | Actual |
| 2022 | $24.69/hr | Actual |
| 2023 | $25.21/hr | Actual |
| 2024 | $24.76/hr | Actual |
| 2025 | $26.58/hr | Actual |
| 2026(current) | $27.54/hr | Estimated |
| 2027 | $28.53/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Fremont grew 22.3% from $21.74/hr (2019) to $26.58/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $28.53/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Fremont metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Fremont
A 24-hour workweek for a part-time insurance agent, totaling $27,365 annually, illustrates the tangible implications of pursuing part-time over full-time employment. Many agents work under a commission-based structure, which can limit the viability of per-diem work; however, contracted specialists like risk managers can bill considerably higher rates, sometimes between $200 and $400 per hour. The compensation dynamics among different employer types in Fremont vary as well. Captive agents often receive a lower hourly rate compared to independent agency or large brokerage firm counterparts, who specialize in commercial lines, translating to higher pay scales. Some agents may choose slightly lower hourly wages from captive positions for the accompanying benefits, while others may opt for higher hourly compensation in independent environments without benefits. When negotiating hourly pay, it’s crucial to emphasize your credentials, such as CPCU or CIC, and to understand the prevailing pay rates in Fremont to achieve favorable terms.
More salary data for Fremont, NE:
Frequently Asked Questions
What is the hourly rate for insurance agents in Fremont in 2026?
How much do part-time insurance agents make in Fremont?
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Fremont. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Fremont is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov