Insurance Agent Salary

Fremont vs Grand Island: Insurance Agent Salary (2026)

Compare insurance agent salaries between Fremont, NE and Grand Island, NE. All figures are 2026 estimates projected from BLS 2025 data.

Fremont, NE
$57,287
$27.54/hr
Grand Island, NE
$77,182
$37.11/hr

Side-by-Side Comparison

MetricFremont, NEGrand Island, NE
Median Salary$57,287$77,182
Hourly Rate$27.54$37.11
Entry Level (P10)$33,286$41,140
25th Percentile$43,995$50,837
75th Percentile$73,327$96,224
Top Earner (P90)$88,795$126,475
Total Employed4160
Side-by-side bar chart comparing Fremont ($57,287) and Grand Island ($77,182) insurance agent salaries.FremontGrand IslandMedian Salary$57,287$77,182Entry Level (P10)$33,286$41,140Top Earner (P90)$88,795$126,475US Median $64,522

Verdict

Grand Island, NE offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Fremont.

The salary gap between Fremont and Grand Island is $19,895 (34.73%). Grand Island's median is +19.62% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Fremont spans $55,509,Grand Island spans $85,335. Grand Island has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.

Fremont
P10 (Entry)$33,286
P25$43,995
Median$57,287
P75$73,327
P90 (Top)$88,795
Grand Island
P10 (Entry)$41,140
P25$50,837
Median$77,182
P75$96,224
P90 (Top)$126,475

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Grand Island ($89,066 effective) pays 42.26% more than Fremont ($62,609 effective).

Fremont
Nominal: $57,287
CoL Index: 91.5
Adjusted: $62,609
Grand Island
Nominal: $77,182
CoL Index: 86.657
Adjusted: $89,066

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Fremont if…

  • You prefer the Nebraska area and lifestyle

Choose Grand Island if…

  • Higher median salary ($77,182/year)
  • Better top-earner potential ($126,475)
  • Larger job market (160 employed)
  • Better purchasing power (CoL-adjusted: $89,066)
  • You prefer the Nebraska area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Fremont grew 7.4% from 2024 to 2025, compared to 12.4% growth in Grand Island over the same period.

Fremont, NE

+7.4%

$51,496 (2024) → $55,296 (2025)

Grand Island, NE

+12.4%

$66,260 (2019) → $74,500 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Fremont or Grand Island?

Grand Island has a higher median insurance agent salary at $77,182/year, compared to Fremont at $57,287/year — a difference of $19,895 (34.73%).

What is the hourly rate difference between Fremont and Grand Island?

Fremont insurance agents earn $27.54/hr while Grand Island hygienists earn $37.11/hr (2026 est.).

Should I relocate from Fremont to Grand Island as a insurance agent?

Consider more than just salary when comparing Fremont and Grand Island. Factor in cost of living (CoL-adjusted: Fremont = $62,609, Grand Island = $89,066), job availability (4 vs 160 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Fremont vs Grand Island?

Entry-level (10th percentile) insurance agents earn $33,286 in Fremont and $41,140 in Grand Island. The Grand Island area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov