Insurance Agent Hourly Pay in Omaha, NE: $31.64 (2026)
Quick Answer:Hourly pay for a insurance agent working in Omaha, NE runs $31.64 at the median for 2026 — annualizing to $65,807 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Omaha's regional price level (BEA RPP 91.9, 8% below national), each hour of work buys what $34.42 nationally would. A 24-hour part-time schedule grosses $39,486 per year.
Official BLS data · View source
In Omaha, Nebraska, the insurance agent hourly pay stands at a median of $31.64, which slightly exceeds the national hourly median of $31.02. This competitive rate can be advantageous for both full-time agents and part-timers who may choose to work three days a week, allowing for flexibility in work-life balance while capitalizing on a steady income. The entry-level hourly wages start at $20.09, with potential earnings soaring to $60.94 for experienced agents. This definitive range accounts for the diverse settings insurance agents operate within, including captive agent storefronts, independent agency offices, commercial brokerage environments, and remote policy quoting. These figures are based on 2025 BLS OEWS data, projected to 2026, providing a clear picture of the Omaha insurance landscape.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $20.09 | $160.70 |
| Lower Range (P25) | $24.44 | $195.51 |
| Median (P50) | $31.64 | $253.12 |
| Upper Range (P75) | $45.40 | $363.18 |
| Top Earners (P90) | $60.94 | $487.50 |
Estimated Annual Income by Work Schedule in Omaha
Based on $31.64/hr median hourly rate · 2026 est.
At $31.64/hr, a insurance agent working full-time (40 hr/wk) in Omaha, NE can expect to earn approximately $65,810 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $37,967. With a cost-of-living index of 91.91 (below the national average), these earnings stretch further in Omaha.
Hourly Rate Calculator
Schedule Comparison in Omaha
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,265.58 | $5,484 | $65,810 |
| Part-Time (24 hrs) | $759.35 | $3,291 | $39,486 |
| Per Diem (16 hrs) | $506.23 | $2,194 | $26,324 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Omaha) | $31.64 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Omaha, NE earn a median of $65,807 per year (2026 est.), which is 1.99% higher than the national median of $64,522 and 11.50% above the Nebraska state average of $59,019.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $31.64/hr = $39,486/year (purchasing power: $42,961).
Working 40h/week (full-time) = $65,810/year (purchasing power: $71,602).
CoL index: 91.911 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$33.73/hr
2025 BLS Actual
$30.54/hr
2026 Current Est.
$31.64/hr
2019–2027 Growth
+-2.8%
Hourly Rate Trajectory for Insurance Agents in Omaha (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $33.73/hr | Actual |
| 2020 | $30.99/hr | Actual |
| 2021 | $29.45/hr | Actual |
| 2022 | $28.41/hr | Actual |
| 2023 | $28.21/hr | Actual |
| 2024 | $28.97/hr | Actual |
| 2025 | $30.54/hr | Actual |
| 2026(current) | $31.64/hr | Estimated |
| 2027 | $32.78/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Omaha grew -9.5% from $33.73/hr (2019) to $30.54/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $32.78/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Omaha metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Omaha
The prospects for part-time insurance agents are promising in Omaha, particularly for those working 24 hours a week. Such agents could expect a take-home earnings of approximately $39,551 annually, significantly less than their full-time counterparts. However, the prevalent compensation model for insurance professionals is commission-based rather than a per diem structure, which is not common in this field. It’s worth mentioning that while some positions may involve consulting or billing at higher hourly rates—like former CPCU-credentialed professionals—most insurance agents find success in traditional roles with steady pay. Variations in hourly compensation also depend on the employer type, whether it be a captive agency like State Farm or a larger commercial brokerage such as Aon or Marsh, with the former typically offering lower hourly rates but benefit packages that can be appealing. Agents should strategically consider their career choices, weighing the benefits of health insurance against potentially higher hourly rates available in commission-driven firms. For those negotiating hourly rates, emphasizing specialized credentials or experience with specific lines can be advantageous.
More salary data for Omaha, NE:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Omaha. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov