Insurance Agent Hourly Pay in Grand Island, NE: $37.11 (2026)
Quick Answer:Hourly pay for a insurance agent working in Grand Island, NE runs $37.11 at the median for 2026 — annualizing to $77,182 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Grand Island's regional price level (BEA RPP 86.7, 13% below national), each hour of work buys what $42.82 nationally would. A 24-hour part-time schedule grosses $46,313 per year.
Official BLS data · View source
In Grand Island, Nebraska, the insurance agent hourly pay stands at a robust $37.11, significantly exceeding the national hourly median of $31.02. For individuals working in part-time roles, such as those clocking in roughly three days a week, this translates to a promising income potential, especially given the diverse settings in which agents operate—from captive agent storefronts to independent agency offices and client business visits. Entry-level insurance agents may find themselves earning around $19.78 per hour, while the top earners can command as much as $60.80 per hour. This hourly data, derived from the Bureau of Labor Statistics (BLS), provides valuable insights for those considering a career in insurance sales across various models and environments in Grand Island.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $19.78 | $158.22 |
| Lower Range (P25) | $24.44 | $195.51 |
| Median (P50) | $37.11 | $296.88 |
| Upper Range (P75) | $46.26 | $370.06 |
| Top Earners (P90) | $60.80 | $486.42 |
Estimated Annual Income by Work Schedule in Grand Island
Based on $37.11/hr median hourly rate · 2026 est.
At $37.11/hr, a insurance agent working full-time (40 hr/wk) in Grand Island, NE can expect to earn approximately $77,188 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $44,531. With a cost-of-living index of 86.66 (below the national average), these earnings stretch further in Grand Island.
Hourly Rate Calculator
Schedule Comparison in Grand Island
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,484.38 | $6,432 | $77,188 |
| Part-Time (24 hrs) | $890.63 | $3,859 | $46,313 |
| Per Diem (16 hrs) | $593.75 | $2,573 | $30,875 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Grand Island) | $37.11 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Grand Island, NE earn a median of $77,182 per year (2026 est.), which is 19.62% higher than the national median of $64,522 and 30.70% above the Nebraska state average of $59,053.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $37.11/hr = $46,313/year (purchasing power: $53,444).
Working 40h/week (full-time) = $77,188/year (purchasing power: $89,073).
CoL index: 86.657 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$31.85/hr
2025 BLS Actual
$35.82/hr
2026 Current Est.
$37.11/hr
2019–2027 Growth
+20.7%
Hourly Rate Trajectory for Insurance Agents in Grand Island (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $31.85/hr | Actual |
| 2020 | $38.75/hr | Actual |
| 2021 | $23.10/hr | Actual |
| 2022 | $30.03/hr | Actual |
| 2023 | $26.89/hr | Actual |
| 2024 | $28.36/hr | Actual |
| 2025 | $35.82/hr | Actual |
| 2026(current) | $37.11/hr | Estimated |
| 2027 | $38.45/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Grand Island grew 12.5% from $31.85/hr (2019) to $35.82/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $38.45/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Grand Island metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Grand Island
Examining part-time opportunities, an insurance agent working a typical 24-hour week could anticipate an annual take-home of about $46,000, representing a solid income while balancing other commitments. While per-diem positions are less common in this field, some agents may still explore such arrangements, although a significant portion of insurance income is commission-based. Different employer types in Grand Island, including captive carriers like State Farm and Allstate, independent agencies, and large brokerages, reflect varied compensation structures. Notably, those in commercial lines often experience higher pay compared to personal lines. As agents navigate negotiations, understanding the trade-offs between hourly wages and benefits becomes crucial; some may prefer lower hourly rates when employer-provided health insurance is included, while others may prioritize higher earnings without those benefits. Familiarity with the local market and a careful assessment of agency opportunities can better position agents for success in this dynamic field.
More salary data for Grand Island, NE:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Grand Island. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov