Insurance Agent Salary

Insurance Agent Salary in Connecticut: $74,128 (2026)

Quick Answer:Across Connecticut's 29 metropolitan areas, the average median insurance agent pay sits at $74,128/year heading into 2026 — a figure projected from 2025 BLS OEWS wage data for SOC 41-3021. Because Connecticut sits at BEA RPP 107.9 (8% above the U.S. baseline), that statewide median translates to roughly $68,701 in nationally-comparable purchasing power. Highest-paying metros: Shelton ($78,592), Waterbury ($77,000), Manchester ($76,736).

Insurance Agent Salary in Connecticut - 2025 BLS Data Infographic
Connecticut insurance agent salary overview (2026)
$74,128
Avg Median Salary
$35.64
Avg Hourly Rate
4,770
Metro Employed
29
Cities

In 2026, the average median salary for insurance agents in Connecticut is projected to be $74,128, which is 14.9% higher than the national median of $64,522. The salary landscape varies significantly across the state, with Shelton offering the highest average salary at $81,421, while Danbury reports the lowest at $57,045. This $24,376 salary gap is driven by factors such as the cost of living, local market demand, and the density of insurance firms in these areas. In Connecticut, insurance agents must meet state licensing requirements and adhere to scope of practice laws, which can influence earnings. The demand for insurance services in the state is expected to grow, with a projected annual compound growth rate of 3.60%. Connecticut's job market for insurance agents includes 4,770 individuals currently employed in the field, indicating a steady demand for qualified professionals. Top projected salaries in other cities include Waterbury at $79,772, Manchester at $79,498, Hartford at $79,378, and New Haven at $78,829. As the insurance industry continues to evolve, opportunities for agents will likely expand, making it an appealing career choice for those interested in this path in Connecticut.

Connecticut Insurance Agent Salary Range

Entry Level (10th %ile)
$46,364
avg across 29 cities
Median
$74,128
state average
Top Earners (90th %ile)
$166,316
avg across 29 cities

Overall salary range in Connecticut: $34,539 (lowest entry-level) to $228,521 (highest top earner)

Connecticut vs National Average

Connecticut
$74,128
National Median
$64,522

Connecticut insurance agents earn 14.89% more than the national median (+$9,606/year difference).

Connecticut Insurance Agent Salary Distribution (2026)

Vertical bar chart showing Connecticut insurance agent salary percentiles: 10th percentile $46,364, 25th $52,526, Median $74,128, 75th $102,637, 90th $166,316. US national median is $64,522.$46.6K$93.1K$139.7K$186.3K$46.4K10thEntry Level$52.5K25thEarly Career$74.1KMedianMid Career$102.6K75thExperienced$166.3K90thTop EarnerUS Median $64.5K

Insurance Agent salaries in Connecticut range from $46,364 (entry-level, 10th percentile) to $166,316 (top earners, 90th percentile), with a median of $74,128. The Connecticut median is $9,606 above the US national median of $64,522. The average hourly rate is $35.64/hr. Approximately 4,770 insurance agents are employed across 29 cities.

2019 BLS Actual

$56,498

2025 BLS Actual

$71,552

2026 Current Est.

$74,128

2019–2027 Growth

+35.9%

Salary Trajectory for Insurance Agents in Connecticut (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.

BLS Actual Estimated Projected
Salary trajectory chart for insurance agents in Connecticut. Baseline $56,498 in 2025, projected to $76,796 by 2027.$52.4K$59.5K$66.6K$73.8K$80.9K2019202020212022202320242025202620272025 BLS$56.5K$60.4K$61.7K$75.5K$70.2K$75.0K$71.6K$74.1K$76.8K
YearAnnual SalaryStatus
2019$56,498Actual
2020$60,412Actual
2021$61,737Actual
2022$75,467Actual
2023$70,163Actual
2024$75,004Actual
2025$71,552Actual
2026(current)$74,128Estimated
2027$76,796Projected

Based on 7 years of BLS OEWS data for the Connecticut metropolitan area, the median insurance agent salary grew 26.6% from $56,498 (2019) to $71,552 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $76,796 by 2027 — a total increase of $20,298 (35.93%) from 2019.

Note: Historical values (20192025) are actual BLS OEWS figures for the Connecticut metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Top 5 Highest Paying Cities in Connecticut

#1
Shelton
10 employed · $39.14/hr
$81,421
+9.84% vs avg
#2
Waterbury
490 employed · $38.35/hr
$79,772
+7.61% vs avg
#3
Manchester
11 employed · $38.22/hr
$79,498
+7.24% vs avg
#4
Hartford
2,300 employed · $38.17/hr
$79,378
+7.08% vs avg
#5
New Haven
480 employed · $37.90/hr
$78,829
+6.34% vs avg

Lowest Paying Cities in Connecticut

CityMedian Salary
Danbury$57,045
Stamford$57,483
Bridgeport$58,265
New London$74,197
Norwich$74,727

Best Value Cities for Insurance Agents in Connecticut

When adjusted for local cost of living, these Connecticut cities offer the most purchasing power for insurance agents.

CityNominal SalaryCoL IndexAdjusted Salary
Waterbury$79,77299.778$79,949
Hartford$79,378102.746$77,257
Shelton$81,421107.9$75,460
New Haven$78,829104.559$75,392
Norwich$74,727100.445$74,396

Adjusted salary = nominal salary × (100 / CoL index). CoL index: 100 = national average. Lower index = lower cost of living.

Salary by Experience Level in Connecticut

Experience LevelEstimated Annual
Entry Level (0-2 years)$46,364
Mid Career (3-7 years)$74,128
Experienced (7+ years)$166,316

Estimates based on BLS percentile data averaged across Connecticut metro areas. Individual pay varies by employer, certifications, and specialization.

All 29 Cities in Connecticut

#CityMedian Salary
1Shelton$81,421
2Waterbury$79,772
3Manchester$79,498
4Hartford$79,378
5New Haven$78,829
6Norwalk$78,450
7Bristol$78,200
8Stratford$78,087
9East Hartford$78,016
10Middletown$77,990
11Meriden$77,825
12Hamden$77,569
13Fairfield$77,514
14West Hartford$77,470
15New Britain$77,426
16Milford$77,076
17West Haven$77,045
18Torrington$76,669
19Groton$76,412
20Vernon$76,100
21Glastonbury$76,076
22Naugatuck$75,538
23Enfield$75,430
24Cheshire$75,262
25Norwich$74,727
26New London$74,197
27Bridgeport$58,265
28Stamford$57,483
29Danbury$57,045

More Connecticut Salary Data

Hourly Rates

Explore insurance agent hourly pay in Connecticut cities.

Entry Level

Starting salaries for new insurance agents.

Senior / Experienced

Top earner salaries for experienced insurance agents.

Explore More Insurance Agent Salary Data

Frequently Asked Questions

How much do insurance agents make in Connecticut in 2026?

The average median insurance agent salary in Connecticut is $74,128/year across 29 metro areas, based on estimated 2026 (projected from 2025 BLS data). Salaries range from $57,045 in Danbury to $81,421 in Shelton. This makes Connecticut one of the higher-paying states, at 14.89% above the national median of $64,522. The state employs approximately 4,770 insurance agents.

What is the highest paying city for insurance agents in Connecticut?

Shelton offers the highest insurance agent salary in Connecticut at $81,421/year ($39.14/hr), based on estimated 2026 (projected from 2025 BLS data). The top 3 highest-paying cities are Shelton ($81,421), Waterbury ($79,772), Manchester ($79,498). Higher pay in these metros is typically driven by cost of living, demand for insurance services, and competition among employers for licensed insurance agents.

How does Connecticut insurance agent pay compare to the national average?

Connecticut's average insurance agent salary of $74,128 is 14.89% above the national median of $64,522 in 2026. The state employs approximately 4,770 insurance agents across 29 metropolitan areas. When comparing salaries, consider cost-of-living differences — a lower nominal salary in an affordable area may provide better purchasing power than a higher salary in an expensive metro.

What is the entry-level insurance agent salary in Connecticut?

Entry-level insurance agents (10th percentile) in Connecticut earn approximately $46,364/year on average, based on estimated 2026 (projected from 2025 BLS data). Starting salaries range from $34,539 in lower-paying areas to $52,080 in the highest-paying metros. New graduates should expect salaries at the lower end and can typically reach the area median within 3–5 years of clinical experience.

How many insurance agents are employed in Connecticut?

Connecticut employs approximately 4,770 insurance agents across 29 metropolitan areas, based on the latest BLS data. Job availability varies by metro area, with larger cities offering more opportunities. Demand continues to grow as the insurance field expands and the population ages.

Which Connecticut city offers the best value for insurance agents?

When adjusted for cost of living, Waterbury offers the highest purchasing power for insurance agents in Connecticut, with an adjusted salary of $79,949 (nominal: $79,772, CoL index: 99.778). This means your dollar goes 0% further compared to the national average, making it an attractive option for maximizing real income.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

Statewide salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to each metro area's reported salary to estimate current 2026 insurance agent compensation across Connecticut. State averages are employment-weighted across 29 metro areas — larger metro areas with more insurance agentscontribute proportionally more to the average, producing figures that better reflect typical compensation. Individual pay varies by city, employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS, 7-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov

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