Insurance Agent Salary in Enfield, CT: $75,430 (2026)
Quick Answer:A full-time insurance agent in Enfield, CT earns a median $75,430/year (≈ $36.26/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Enfield's price level (8% above national, BEA RPP 107.9), that paycheck buys what $69,907 would nationally. Nominal pay sits 4.3% below the Connecticut state average.
Based on BLS state-level estimates · View source
With a projected median annual salary of $75,430 in 2026, insurance agents in Enfield, Connecticut, enjoy significant earning potential compared to their national counterparts, where the median is $64,522. In Enfield, the salary range varies widely, from $48,248 at the 10th percentile to $116,917 at the 90th percentile, indicating a robust market with diverse opportunities. This data, derived from 2025 BLS estimates adjusted for regional cost conditions, reflects the competitive nature of the insurance industry within this area. Factors influencing compensation often hinge on whether agents focus on personal lines or commercial/specialty lines, with the latter typically yielding higher commission rates.
About the Enfield Market
Salary estimated from Connecticut average ($78,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $48,248 | $23.20 |
| Lower Range (P25) | $58,332 | $28.04 |
| Median (P50)(typical) | $75,430 | $36.26 |
| Upper Range (P75) | $96,551 | $46.42 |
| Top Earners (P90) | $116,917 | $56.21 |
Median Salary Position
16.91% above the national average
2026 Salary Percentile Distribution in Enfield
In Enfield, CT, the insurance agent salary spread from the 10th to 90th percentile is $68,669 (2026 est.). At $75,430, the local median is 16.91% above the national median of $64,522.
Salary Calculator
At 40 hours/week in Enfield: You'd be in the lower-middle range
How Enfield Insurance Agent Pay Compares
Enfield median: $75,430/year (2026)
| Compared To | Median Salary | Enfield Pays |
|---|---|---|
| Connecticut Average | $78,819 | -4.30% less |
| National Average | $64,522 | +16.91% more |
Insurance Agents in Enfield, CT earn a median of $75,430 per year (2026 est.), which is 16.91% higher than the national median of $64,522 and 4.30% below the Connecticut state average of $78,819.
Cost-of-Living Adjusted Salary
Enfield has a cost of living 7.90% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Enfield, CT has a cost-of-living index of 107.9 (above the national average of 100). While the nominal salary of $75,430 is competitive, the higher cost of living reduces purchasing power to an effective $69,907 — a 7.32% reduction.
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2019 BLS Actual
$59,552
2025 BLS Actual
$72,809
2026 Current Est.
$75,430
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Enfield (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $59,552 | Actual |
| 2020 | $61,002 | Actual |
| 2021 | $58,266 | Actual |
| 2022 | $67,642 | Actual |
| 2023 | $69,068 | Actual |
| 2024 | $80,533 | Actual |
| 2025 | $72,809 | Actual |
| 2026(current) | $75,430 | Estimated |
| 2027 | $78,146 | Projected |
Based on 7 years of BLS OEWS data for the Enfield metropolitan area, the median insurance agent salary grew 22.3% from $59,552 (2019) to $72,809 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $78,146 by 2027 — a total increase of $18,594 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Enfield metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $48,248 – $58,332 |
| 3-5 years (Mid Career) | $58,332 – $75,430 |
| 5+ years (Experienced) | $75,430 – $96,551 |
| 10+ years (Top Earner) | $96,551 – $116,917 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Enfield
In terms of employment dynamics, Enfield has only eight insurance agents currently active, emphasizing a niche but potentially lucrative job market. The cost of living index in the area stands at 107.9, slightly above the national average, which means that while agent salaries are strong, the purchasing power must be carefully considered. Leading companies in the region include major captive agencies such as State Farm and Allstate, as well as independent brokerages and commercial firms like Aon and Marsh. The disparity in salary potential is driven by several factors, including the size of an agent's book of business, the types of policies sold, and whether they are part of a captive or independent agency. To maximize pay, agents in Enfield should consider specializing in high-commission commercial lines or pursuing equity opportunities through agency ownership, as these paths often offer the most substantial financial rewards.
More salary data for Enfield, CT:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $72,809 for insurance agentsin the Enfield metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Enfield is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov