Insurance Agent Salary in Omaha, NE: $65,807 (2026)
Quick Answer:A full-time insurance agent in Omaha, NE earns a median $65,807/year (≈ $31.64/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Omaha's price level (8% below national, BEA RPP 91.9), that paycheck buys what $71,599 would nationally. Nominal pay sits 11.5% above the Nebraska state average.
Official BLS data · View source
In Omaha, Nebraska, the insurance agent salary is projected to reach a median annual figure of $65,807 in 2026, placing it slightly above the national median of $64,522. Agents in this region can expect a salary range that reflects varying levels of experience and book-of-business success, with earnings spanning from $41,782 at the 10th percentile to as much as $126,744 for those in the 90th percentile. This data is derived from the latest projections based on 2025 BLS OEWS data, highlighting a dynamic job market where agents increasingly benefit from renewal commissions as their book of business grows.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $41,782 | $20.09 |
| Lower Range (P25) | $50,826 | $24.44 |
| Median (P50)(typical) | $65,807 | $31.64 |
| Upper Range (P75) | $94,431 | $45.40 |
| Top Earners (P90) | $126,744 | $60.94 |
Median Salary Position
1.99% above the national average
2026 Salary Percentile Distribution in Omaha
In Omaha, NE, the insurance agent salary spread from the 10th to 90th percentile is $84,962 (2026 est.). At $65,807, the local median is 1.99% above the national median of $64,522.
Salary Calculator
At 40 hours/week in Omaha: You'd be in the lower-middle range
How Omaha Insurance Agent Pay Compares
Omaha median: $65,807/year (2026)
| Compared To | Median Salary | Omaha Pays |
|---|---|---|
| Nebraska Average | $59,019 | +11.50% more |
| National Average | $64,522 | +1.99% more |
Insurance Agents in Omaha, NE earn a median of $65,807 per year (2026 est.), which is 1.99% higher than the national median of $64,522 and 11.50% above the Nebraska state average of $59,019.
Cost-of-Living Adjusted Salary
Omaha has a cost of living 8.09% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Omaha, NE has a cost-of-living index of 91.911 (below the national average of 100). A insurance agent earning $65,807 nominally has purchasing power equivalent to $71,599 in an average-cost city — an effective 8.8% boost.
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2019 BLS Actual
$70,160
2025 BLS Actual
$63,520
2026 Current Est.
$65,807
2019–2027 Growth
+-2.8%
Salary Trajectory for Insurance Agents in Omaha (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $70,160 | Actual |
| 2020 | $64,450 | Actual |
| 2021 | $61,250 | Actual |
| 2022 | $59,090 | Actual |
| 2023 | $58,670 | Actual |
| 2024 | $60,250 | Actual |
| 2025 | $63,520 | Actual |
| 2026(current) | $65,807 | Estimated |
| 2027 | $68,176 | Projected |
Based on 7 years of BLS OEWS data for the Omaha metropolitan area, the median insurance agent salary grew -9.5% from $70,160 (2019) to $63,520 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $68,176 by 2027 — a total increase of $-1,984 (-2.83%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Omaha metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $41,782 – $50,826 |
| 3-5 years (Mid Career) | $50,826 – $65,807 |
| 5+ years (Experienced) | $65,807 – $94,431 |
| 10+ years (Top Earner) | $94,431 – $126,744 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Omaha
Omaha’s job market employs approximately 2,770 insurance agents, indicative of a stable demand for insurance services in the area. With a cost-of-living index of 91.911, the take-home pay for insurance agents in Omaha offers relatively strong purchasing power, particularly when compared to national averages. Notably, major employers such as State Farm and Allstate provide competitive compensation, but those in independent agencies, large commercial brokerages like Aon and Marsh, or specialized firms may see higher earnings, especially in commercial lines where commissions can be five to ten times greater than those in personal lines. Strategies to maximize pay involve focusing on building a robust portfolio of commercial accounts, exploring ownership opportunities, and strategically navigating between captive and independent agency models, as the latter can offer greater long-term financial rewards through commission structures and potential equity stakes.
More salary data for Omaha, NE:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $63,520 for insurance agentsin the Omaha metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov