San Antonio vs Waco: Insurance Agent Salary (2026)
Compare insurance agent salaries between San Antonio, TX and Waco, TX. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | San Antonio, TX | Waco, TX |
|---|---|---|
| Median Salary | $53,302▲ | $46,434 |
| Hourly Rate | $25.63▲ | $22.33 |
| Entry Level (P10) | $38,425▲ | $32,292 |
| 25th Percentile | $45,252▲ | $38,405 |
| 75th Percentile | $83,253▲ | $65,579 |
| Top Earner (P90) | $135,747▲ | $103,009 |
| Total Employed | 4,580▲ | 340 |
Verdict
San Antonio, TX offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Waco.
The salary gap between San Antonio and Waco is $6,868 (14.79%). San Antonio's median is -17.39% compared to the US national median of $64,522.
Salary Range Comparison
The full salary range (10th to 90th percentile) in San Antonio spans $97,322,Waco spans $70,717. San Antonio has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, San Antonio ($56,276 effective) pays 12.17% more than Waco ($50,172 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose San Antonio if…
- ✓Higher median salary ($53,302/year)
- ✓Better top-earner potential ($135,747)
- ✓Larger job market (4,580 employed)
- ✓Better purchasing power (CoL-adjusted: $56,276)
- ✓You prefer the Texas area and lifestyle
Choose Waco if…
- ✓You prefer the Texas area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, insurance agent salaries in San Antonio grew 25.7% from 2019 to 2025, compared to 5.6% growth in Waco over the same period.
San Antonio, TX
$40,940 (2019) → $51,450 (2025)
Waco, TX
$42,440 (2019) → $44,820 (2025)
View Full Salary Data
San Antonio, TX
Frequently Asked Questions
Which city pays insurance agents more: San Antonio or Waco?
What is the hourly rate difference between San Antonio and Waco?
Should I relocate from San Antonio to Waco as a insurance agent?
What do entry-level insurance agents earn in San Antonio vs Waco?
Related Comparisons
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov