Insurance Agent Salary in Hurst, TX: $47,028 (2026)
Quick Answer:A full-time insurance agent in Hurst, TX earns a median $47,028/year (≈ $22.61/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Hurst's price level (4% below national, BEA RPP 96.0), that paycheck buys what $48,988 would nationally. Nominal pay sits 2.8% below the Texas state average.
Based on BLS state-level estimates · View source
In Hurst, Texas, the projected earnings for insurance agents in 2026 reflect a median annual salary of $47,028. This salary sits notably below the national average of $64,522, highlighting a significant 27.11% disparity. The salary range for insurance agents in the area extends from $27,444 at the 10th percentile to as high as $72,894 at the 90th percentile. These figures are derived from 2025 BLS data, adjusted for local economic conditions, and they illustrate the income potential depending on the agent’s book of business, commission structure, and specialization. Agents focusing on commercial or specialty lines typically earn more than those in personal lines, making Hurst's job market particularly nuanced for professionals seeking to maximize their compensation.
About the Hurst Market
Salary estimated from Texas average ($65,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $27,444 | $13.20 |
| Lower Range (P25) | $37,248 | $17.91 |
| Median (P50)(typical) | $47,028 | $22.61 |
| Upper Range (P75) | $60,196 | $28.94 |
| Top Earners (P90) | $72,894 | $35.05 |
Median Salary Position
27.11% below the national average
2026 Salary Percentile Distribution in Hurst
In Hurst, TX, the insurance agent salary spread from the 10th to 90th percentile is $45,450 (2026 est.). At $47,028, the local median is 27.11% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Hurst: You'd be in the lower-middle range
How Hurst Insurance Agent Pay Compares
Hurst median: $47,028/year (2026)
| Compared To | Median Salary | Hurst Pays |
|---|---|---|
| Texas Average | $48,383 | -2.80% less |
| National Average | $64,522 | -27.11% less |
Insurance Agents in Hurst, TX earn a median of $47,028 per year (2026 est.), which is 27.11% lower than the national median of $64,522 and 2.80% below the Texas state average of $48,383.
Cost-of-Living Adjusted Salary
Hurst has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Hurst, TX has a cost-of-living index of 96 (below the national average of 100). A insurance agent earning $47,028 nominally has purchasing power equivalent to $48,988 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$37,129
2025 BLS Actual
$45,394
2026 Current Est.
$47,028
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Hurst (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $37,129 | Actual |
| 2020 | $38,032 | Actual |
| 2021 | $36,327 | Actual |
| 2022 | $42,172 | Actual |
| 2023 | $43,062 | Actual |
| 2024 | $60,642 | Actual |
| 2025 | $45,394 | Actual |
| 2026(current) | $47,028 | Estimated |
| 2027 | $48,721 | Projected |
Based on 7 years of BLS OEWS data for the Hurst metropolitan area, the median insurance agent salary grew 22.3% from $37,129 (2019) to $45,394 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $48,721 by 2027 — a total increase of $11,592 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Hurst metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $27,444 – $37,248 |
| 3-5 years (Mid Career) | $37,248 – $47,028 |
| 5+ years (Experienced) | $47,028 – $60,196 |
| 10+ years (Top Earner) | $60,196 – $72,894 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Hurst
In analyzing the local job market, there are currently nine insurance agents employed in Hurst, emphasizing a small but potentially competitive environment. The cost of living index at 96 indicates that living expenses are slightly below the national average, which can enhance take-home purchasing power for agents. Employers vary widely in compensation practices, with captive agents from companies like State Farm and Allstate often providing stable salaries and benefits, while independent agencies and large brokerages may offer higher pay through commission structures. The income gap often arises from factors such as the type of lines sold and the agent’s autonomy in building their client base. To enhance their earnings, aspiring agents in Hurst should consider developing a portfolio in commercial lines, pursuing credentials like CPCU or CIC, and exploring opportunities within larger brokerages that may provide higher commission potential.
More salary data for Hurst, TX:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $45,394 for insurance agentsin the Hurst metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Hurst is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov