Insurance Agent Hourly Pay in Hurst, TX: $22.61 (2026)
Quick Answer:Hourly pay for a insurance agent working in Hurst, TX runs $22.61 at the median for 2026 — annualizing to $47,028 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Hurst's regional price level (BEA RPP 96.0, 4% below national), each hour of work buys what $23.55 nationally would. A 24-hour part-time schedule grosses $28,212 per year.
Based on BLS state-level estimates · View source
In Hurst, Texas, the insurance agent hourly pay is projected to be $22.61 in 2026, which falls significantly below the national median hourly rate of $31.02. This discrepancy means that insurance agents working part-time, such as those committed to three days a week, may face challenges in achieving a comparable income to their counterparts in other states. Within this context, entry-level agents might earn as little as $13.20 per hour, while seasoned professionals at the top of the scale can command up to $35.05 per hour. These rates are reflective of the market conditions within captive agency storefronts, independent agencies, and commercial brokerage settings, as well as remote options for policy quoting. These hourly figures provide essential insights for those considering both full-time and per diem work arrangements in various insurance contexts.
About the Hurst Market
Salary estimated from Texas average ($65,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $13.20 | $105.59 |
| Lower Range (P25) | $17.91 | $143.30 |
| Median (P50) | $22.61 | $180.84 |
| Upper Range (P75) | $28.94 | $231.48 |
| Top Earners (P90) | $35.05 | $280.38 |
Estimated Annual Income by Work Schedule in Hurst
Based on $22.61/hr median hourly rate · 2026 est.
At $22.61/hr, a insurance agent working full-time (40 hr/wk) in Hurst, TX can expect to earn approximately $47,019 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $27,127. With a cost-of-living index of 96.00 (below the national average), these earnings stretch further in Hurst.
Hourly Rate Calculator
Schedule Comparison in Hurst
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $904.22 | $3,918 | $47,019 |
| Part-Time (24 hrs) | $542.53 | $2,351 | $28,212 |
| Per Diem (16 hrs) | $361.69 | $1,567 | $18,808 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Hurst) | $22.61 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Hurst, TX earn a median of $47,028 per year (2026 est.), which is 27.11% lower than the national median of $64,522 and 2.80% below the Texas state average of $48,383.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $22.61/hr = $28,212/year (purchasing power: $29,387).
Working 40h/week (full-time) = $47,019/year (purchasing power: $48,979).
CoL index: 96 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$17.85/hr
2025 BLS Actual
$21.82/hr
2026 Current Est.
$22.61/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Hurst (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $17.85/hr | Actual |
| 2020 | $18.28/hr | Actual |
| 2021 | $17.46/hr | Actual |
| 2022 | $20.27/hr | Actual |
| 2023 | $20.70/hr | Actual |
| 2024 | $29.15/hr | Actual |
| 2025 | $21.82/hr | Actual |
| 2026(current) | $22.61/hr | Estimated |
| 2027 | $23.42/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Hurst grew 22.3% from $17.85/hr (2019) to $21.82/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $23.42/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Hurst metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Hurst
While part-time agents in Hurst may tally an annual income based on their lower hourly wages, a 24-hour work week could yield significantly less than a full-time role. Per diem insurance agent pay in Hurst often leans heavily on commission structures, making it a less common model compared to salaried positions. Some professionals, especially those in consulting or expert witness roles, charge premium hourly rates, reflecting their specialized skill set and expertise — for instance, risk managers can bill anywhere from $200 to $600 per hour based on their backgrounds. This variability in pay structure can lead to situations where agents with health insurance benefits accept lower hourly wages, opting for overall employment security over higher but less stable pay. For those negotiating hourly rates in Hurst, focusing on specific qualifications, such as CPCU or CIC credentials, and understanding the competitive differences between captive and independent structures can be critical for advancing their pay potential.
More salary data for Hurst, TX:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Hurst. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Hurst is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov