Insurance Agent Salary in Mount Pleasant, SC: $64,869 (2026)
Quick Answer:A full-time insurance agent in Mount Pleasant, SC earns a median $64,869/year (≈ $31.18/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Mount Pleasant's price level (8% below national, BEA RPP 91.5), that paycheck buys what $70,895 would nationally. Nominal pay sits 1.5% above the South Carolina state average.
Based on BLS state-level estimates · View source
Insurance agents in Mount Pleasant, South Carolina, can expect a median annual salary of $64,869 in 2026, which positions them slightly above the national median of $64,522. The local salary range extends from $39,044 at the tenth percentile to $100,547 at the ninetieth percentile, showcasing significant earning potential based on various factors including experience and clientele size. These numbers are derived from 2025 BLS data, projected forward to 2026, highlighting the unique economic conditions in this coastal community. Given Mount Pleasant's growing population and favorable business environment, the local insurance sector may experience continued demand, further influencing compensation trends for agents in the area.
About the Mount Pleasant Market
Salary estimated from South Carolina average ($55,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $39,044 | $18.77 |
| Lower Range (P25) | $47,084 | $22.64 |
| Median (P50)(typical) | $64,869 | $31.18 |
| Upper Range (P75) | $83,032 | $39.92 |
| Top Earners (P90) | $100,547 | $48.34 |
Median Salary Position
0.54% above the national average
2026 Salary Percentile Distribution in Mount Pleasant
In Mount Pleasant, SC, the insurance agent salary spread from the 10th to 90th percentile is $61,503 (2026 est.). At $64,869, the local median is 0.54% above the national median of $64,522.
Salary Calculator
At 40 hours/week in Mount Pleasant: You'd be in the lower-middle range
How Mount Pleasant Insurance Agent Pay Compares
Mount Pleasant median: $64,869/year (2026)
| Compared To | Median Salary | Mount Pleasant Pays |
|---|---|---|
| South Carolina Average | $63,910 | +1.50% more |
| National Average | $64,522 | +0.54% more |
Insurance Agents in Mount Pleasant, SC earn a median of $64,869 per year (2026 est.), which is 0.54% higher than the national median of $64,522 and 1.50% above the South Carolina state average of $63,910.
Cost-of-Living Adjusted Salary
Mount Pleasant has a cost of living 8.50% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Mount Pleasant, SC has a cost-of-living index of 91.5 (below the national average of 100). A insurance agent earning $64,869 nominally has purchasing power equivalent to $70,895 in an average-cost city — an effective 9.29% boost.
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2019 BLS Actual
$51,214
2025 BLS Actual
$62,615
2026 Current Est.
$64,869
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Mount Pleasant (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $51,214 | Actual |
| 2020 | $52,461 | Actual |
| 2021 | $50,108 | Actual |
| 2022 | $58,171 | Actual |
| 2023 | $59,398 | Actual |
| 2024 | $51,063 | Actual |
| 2025 | $62,615 | Actual |
| 2026(current) | $64,869 | Estimated |
| 2027 | $67,204 | Projected |
Based on 7 years of BLS OEWS data for the Mount Pleasant metropolitan area, the median insurance agent salary grew 22.3% from $51,214 (2019) to $62,615 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $67,204 by 2027 — a total increase of $15,990 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Mount Pleasant metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $39,044 – $47,084 |
| 3-5 years (Mid Career) | $47,084 – $64,869 |
| 5+ years (Experienced) | $64,869 – $83,032 |
| 10+ years (Top Earner) | $83,032 – $100,547 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Mount Pleasant
A robust local job market features approximately 19 insurance agents currently employed in Mount Pleasant, reflecting a competitive landscape for aspiring professionals. The cost-of-living index in the area stands at 91.5, indicating that housing and general expenses are below the national average, thus enhancing the purchasing power of local agents. Companies such as State Farm and Allstate typically dominate the captive sector, offering competitive wages but with limited commission potential compared to independent agencies. Producers in commercial lines can earn significantly higher commissions—5 to 10 times more per policy than those in personal lines—which impacts the earning disparity within the profession. To maximize insurance agent pay in Mount Pleasant SC, agents should leverage their book of business effectively, consider transitioning to commercial or specialty lines, and explore opportunities at larger multi-carrier brokerages, where salary structures can often include additional bonuses and overrides.
More salary data for Mount Pleasant, SC:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $62,615 for insurance agentsin the Mount Pleasant metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Mount Pleasant is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov