Insurance Agent Salary in Mason, OH: $59,282 (2026)
Quick Answer:A full-time insurance agent in Mason, OH earns a median $59,282/year (≈ $28.50/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Mason's price level (9% below national, BEA RPP 90.7), that paycheck buys what $65,361 would nationally. Nominal pay sits 4.5% below the Ohio state average.
Based on BLS state-level estimates · View source
Insurance agents in Mason, Ohio, earn a median annual salary of $59,282 in 2026, which is notably lower than the national median of $64,522. The full salary range for insurance agents in this area stretches from $37,559 to $91,887, reflecting the diverse marketplace that includes captive agents from firms like State Farm and Allstate alongside independent brokers and larger commercial brokerages. This local data, derived from 2025 BLS estimates and adjusted based on regional price preferences, reveals how the structural divide between different agency types influences local pay scales. With the job market in Mason employing only seven insurance agents, those considering a career here may find opportunities limited yet concentrated within the prevailing agency models that shape compensation.
About the Mason Market
Salary estimated from Ohio average ($58,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $37,559 | $18.06 |
| Lower Range (P25) | $45,718 | $21.98 |
| Median (P50)(typical) | $59,282 | $28.50 |
| Upper Range (P75) | $75,881 | $36.48 |
| Top Earners (P90) | $91,887 | $44.18 |
Median Salary Position
8.12% below the national average
2026 Salary Percentile Distribution in Mason
In Mason, OH, the insurance agent salary spread from the 10th to 90th percentile is $54,328 (2026 est.). At $59,282, the local median is 8.12% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Mason: You'd be in the lower-middle range
How Mason Insurance Agent Pay Compares
Mason median: $59,282/year (2026)
| Compared To | Median Salary | Mason Pays |
|---|---|---|
| Ohio Average | $62,075 | -4.50% less |
| National Average | $64,522 | -8.12% less |
Insurance Agents in Mason, OH earn a median of $59,282 per year (2026 est.), which is 8.12% lower than the national median of $64,522 and 4.50% below the Ohio state average of $62,075.
Cost-of-Living Adjusted Salary
Mason has a cost of living 9.30% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Mason, OH has a cost-of-living index of 90.7 (below the national average of 100). A insurance agent earning $59,282 nominally has purchasing power equivalent to $65,361 in an average-cost city — an effective 10.25% boost.
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2019 BLS Actual
$46,803
2025 BLS Actual
$57,222
2026 Current Est.
$59,282
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Mason (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $46,803 | Actual |
| 2020 | $47,942 | Actual |
| 2021 | $45,792 | Actual |
| 2022 | $53,161 | Actual |
| 2023 | $54,282 | Actual |
| 2024 | $50,250 | Actual |
| 2025 | $57,222 | Actual |
| 2026(current) | $59,282 | Estimated |
| 2027 | $61,416 | Projected |
Based on 7 years of BLS OEWS data for the Mason metropolitan area, the median insurance agent salary grew 22.3% from $46,803 (2019) to $57,222 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $61,416 by 2027 — a total increase of $14,613 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Mason metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $37,559 – $45,718 |
| 3-5 years (Mid Career) | $45,718 – $59,282 |
| 5+ years (Experienced) | $59,282 – $75,881 |
| 10+ years (Top Earner) | $75,881 – $91,887 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Mason
The local job market presents a unique dynamic for insurance agents in Mason, influenced significantly by the cost of living index, which stands at 90.7, suggesting more favorable take-home purchasing power when compared to the national average. Captive agencies tend to offer competitive starting salaries and benefits, but they may cap long-term earnings potential, while independent agencies and larger brokerages can provide higher commission structures, especially in commercial insurance lines where compensation can be five to ten times higher than in personal lines. Factors such as book of business size, agency ownership equity, and renewal commissions play critical roles in the disparity between earnings across different employment types. To maximize potential income in Mason, agents should focus on building a substantial book of business, pursuing additional credentials such as CPCU, and exploring opportunities within the burgeoning independent and commercial brokerage sectors.
More salary data for Mason, OH:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $57,222 for insurance agentsin the Mason metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Mason is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov