Insurance Agent Hourly Pay in Mason, OH: $28.50 (2026)
Quick Answer:Hourly pay for a insurance agent working in Mason, OH runs $28.50 at the median for 2026 — annualizing to $59,282 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Mason's regional price level (BEA RPP 90.7, 9% below national), each hour of work buys what $31.42 nationally would. A 24-hour part-time schedule grosses $35,568 per year.
Based on BLS state-level estimates · View source
In 2026, the insurance agent hourly pay in Mason, Ohio is projected to be $28.50, falling below the national median of $31.02 per hour. This rate presents opportunities for both part-time workers and per-diem agents within captive storefronts like State Farm or Allstate, independent agency offices, and various corporate settings. For those working part-time, say three days a week, this hourly income can result in a substantial but varied annual take-home based on hours worked. The hourly compensation ranges from $18.06 for entry-level positions to $44.18 for the most experienced agents, reflecting a tiered structure that aligns with skills and client portfolios. The data for these figures is derived from annual salary estimates, providing a window into expected compensation for roles in the area.
About the Mason Market
Salary estimated from Ohio average ($58,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $18.06 | $144.46 |
| Lower Range (P25) | $21.98 | $175.87 |
| Median (P50) | $28.50 | $228.00 |
| Upper Range (P75) | $36.48 | $291.82 |
| Top Earners (P90) | $44.18 | $353.40 |
Estimated Annual Income by Work Schedule in Mason
Based on $28.50/hr median hourly rate · 2026 est.
At $28.50/hr, a insurance agent working full-time (40 hr/wk) in Mason, OH can expect to earn approximately $59,281 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $34,200. With a cost-of-living index of 90.70 (below the national average), these earnings stretch further in Mason.
Hourly Rate Calculator
Schedule Comparison in Mason
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,140.01 | $4,940 | $59,281 |
| Part-Time (24 hrs) | $684.01 | $2,964 | $35,568 |
| Per Diem (16 hrs) | $456.01 | $1,976 | $23,712 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Mason) | $28.50 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Mason, OH earn a median of $59,282 per year (2026 est.), which is 8.12% lower than the national median of $64,522 and 4.50% below the Ohio state average of $62,075.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $28.50/hr = $35,568/year (purchasing power: $39,215).
Working 40h/week (full-time) = $59,281/year (purchasing power: $65,359).
CoL index: 90.7 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$22.50/hr
2025 BLS Actual
$27.51/hr
2026 Current Est.
$28.50/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Mason (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.50/hr | Actual |
| 2020 | $23.05/hr | Actual |
| 2021 | $22.02/hr | Actual |
| 2022 | $25.56/hr | Actual |
| 2023 | $26.10/hr | Actual |
| 2024 | $24.16/hr | Actual |
| 2025 | $27.51/hr | Actual |
| 2026(current) | $28.50/hr | Estimated |
| 2027 | $29.53/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Mason grew 22.3% from $22.50/hr (2019) to $27.51/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $29.53/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Mason metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Mason
Shifting focus to the implications of part-time work, those dedicating around 24 hours weekly as insurance agents have the potential to earn considerably less annually compared to their full-time counterparts. While the per diem insurance agent pay in Mason can be appealing, especially for those seeking flexibility, this model is rare in the industry, as most income is commission-oriented. Top-tier consultants with CPCU credentials can command fees of $200-$400 per hour, signifying the different scales of payment in the profession. Furthermore, hourly rates fluctuate depending on employer types: captive agents generally earn less compared to their independent agency or commercial brokerage counterparts, where specialty lines often offer higher compensation. Agents may decide to trade some of those higher hourly earnings for benefits like health insurance, exemplifying a common dilemma. For those looking to negotiate their hourly pay, emphasizing specialized skills or certifications like CPCU can prove advantageous, particularly in the competitive landscape of Ohio’s insurance market.
More salary data for Mason, OH:
Frequently Asked Questions
What is the hourly rate for insurance agents in Mason in 2026?
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Mason. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Mason is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov