Insurance Agent Salary in Laconia, NH: $66,314 (2026)
Quick Answer:A full-time insurance agent in Laconia, NH earns a median $66,314/year (≈ $31.88/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Laconia's price level (7% above national, BEA RPP 107.3), that paycheck buys what $61,802 would nationally. Nominal pay sits 4.2% below the New Hampshire state average.
Based on BLS state-level estimates · View source
In Laconia, New Hampshire, insurance agents can expect a median annual salary of $66,314 in 2026, which positions them slightly above the national median of $64,522. The salary range for this role varies significantly from $41,866 at the 10th percentile to $102,788 at the 90th percentile, offering ample room for growth depending on experience and specialization within the industry. These figures, derived from 2025 BLS data and adjusted for local cost considerations, highlight the compounding nature of commissions, particularly through renewal policies, which can enhance long-term earnings. The job market in Laconia reflects a stable demand for insurance agents, signaling that it's a viable location for those in pursuit of a rewarding career in this field.
About the Laconia Market
Salary estimated from New Hampshire average ($62,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $41,866 | $20.13 |
| Lower Range (P25) | $50,656 | $24.36 |
| Median (P50)(typical) | $66,314 | $31.88 |
| Upper Range (P75) | $84,883 | $40.81 |
| Top Earners (P90) | $102,788 | $49.42 |
Median Salary Position
2.78% above the national average
2026 Salary Percentile Distribution in Laconia
In Laconia, NH, the insurance agent salary spread from the 10th to 90th percentile is $60,922 (2026 est.). At $66,314, the local median is 2.78% above the national median of $64,522.
Salary Calculator
At 40 hours/week in Laconia: You'd be in the lower-middle range
How Laconia Insurance Agent Pay Compares
Laconia median: $66,314/year (2026)
| Compared To | Median Salary | Laconia Pays |
|---|---|---|
| New Hampshire Average | $69,222 | -4.20% less |
| National Average | $64,522 | +2.78% more |
Insurance Agents in Laconia, NH earn a median of $66,314 per year (2026 est.), which is 2.78% higher than the national median of $64,522 and 4.20% below the New Hampshire state average of $69,222.
Cost-of-Living Adjusted Salary
Laconia has a cost of living 7.30% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Laconia, NH has a cost-of-living index of 107.3 (above the national average of 100). While the nominal salary of $66,314 is competitive, the higher cost of living reduces purchasing power to an effective $61,802 — a 6.8% reduction.
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2019 BLS Actual
$52,355
2025 BLS Actual
$64,010
2026 Current Est.
$66,314
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Laconia (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $52,355 | Actual |
| 2020 | $53,629 | Actual |
| 2021 | $51,224 | Actual |
| 2022 | $59,467 | Actual |
| 2023 | $60,721 | Actual |
| 2024 | $63,723 | Actual |
| 2025 | $64,010 | Actual |
| 2026(current) | $66,314 | Estimated |
| 2027 | $68,702 | Projected |
Based on 7 years of BLS OEWS data for the Laconia metropolitan area, the median insurance agent salary grew 22.3% from $52,355 (2019) to $64,010 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $68,702 by 2027 — a total increase of $16,347 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Laconia metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $41,866 – $50,656 |
| 3-5 years (Mid Career) | $50,656 – $66,314 |
| 5+ years (Experienced) | $66,314 – $84,883 |
| 10+ years (Top Earner) | $84,883 – $102,788 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Laconia
While only six insurance agents are currently employed in Laconia NH, the compensation landscape reveals noteworthy factors influencing earnings. The local cost of living index at 107.3 suggests higher expenses compared to the national average, which can affect purchasing power and lifestyle considerations for agents. Among local employers, independent agencies often offer more competitive pay structures compared to captive agents at firms like State Farm or Allstate, which typically have capped commission potential. Agents in commercial lines can capitalize on significantly higher commissions, making it essential for newcomers to focus on building a robust book of business and exploring agency ownership opportunities. To maximize earnings in Laconia's market, agents should consider pursuing advanced credentials such as CPCU or CIC, as these qualifications can enhance credibility and lead to preferential treatment in commission structures.
More salary data for Laconia, NH:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $64,010 for insurance agentsin the Laconia metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Laconia is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov