Insurance Agent Salary in Manchester, NH: $78,197 (2026)
Quick Answer:A full-time insurance agent in Manchester, NH earns a median $78,197/year (≈ $37.60/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Manchester's price level (6% above national, BEA RPP 105.7), that paycheck buys what $74,010 would nationally. Nominal pay sits 13.0% above the New Hampshire state average.
Official BLS data · View source
In 2026, the projected salary for insurance agents in Manchester, NH, is pegged at $78,197 annually, reflecting a 21.19% increase compared to the national median of $64,522. This competitive compensation is supported by a salary range that spans from $49,314 at the 10th percentile to $134,670 at the 90th percentile, illustrating the potential earnings driven by factors such as the size of an agent's book of business and the multiplicative effect of renewal commissions. This data, derived from official Bureau of Labor Statistics (BLS) surveys, highlights Manchester's robust job market for insurance professionals, paving the way for both new entrants and seasoned agents to thrive in the evolving landscape of the insurance industry.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $49,314 | $23.71 |
| Lower Range (P25) | $57,964 | $27.87 |
| Median (P50)(typical) | $78,197 | $37.60 |
| Upper Range (P75) | $120,425 | $57.90 |
| Top Earners (P90) | $134,670 | $64.75 |
Median Salary Position
21.19% above the national average
2026 Salary Percentile Distribution in Manchester
In Manchester, NH, the insurance agent salary spread from the 10th to 90th percentile is $85,356 (2026 est.). At $78,197, the local median is 21.19% above the national median of $64,522.
Salary Calculator
At 40 hours/week in Manchester: You'd be in the lower-middle range
How Manchester Insurance Agent Pay Compares
Manchester median: $78,197/year (2026)
| Compared To | Median Salary | Manchester Pays |
|---|---|---|
| New Hampshire Average | $69,201 | +13.00% more |
| National Average | $64,522 | +21.19% more |
Insurance Agents in Manchester, NH earn a median of $78,197 per year (2026 est.), which is 21.19% higher than the national median of $64,522 and 13.00% above the New Hampshire state average of $69,201.
Cost-of-Living Adjusted Salary
Manchester has a cost of living 5.66% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Manchester, NH has a cost-of-living index of 105.657 (above the national average of 100). While the nominal salary of $78,197 is competitive, the higher cost of living reduces purchasing power to an effective $74,010 — a 5.35% reduction.
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2019 BLS Actual
$76,810
2025 BLS Actual
$75,480
2026 Current Est.
$78,197
2019–2027 Growth
+5.5%
Salary Trajectory for Insurance Agents in Manchester (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $76,810 | Actual |
| 2020 | $80,140 | Actual |
| 2021 | $76,900 | Actual |
| 2022 | $62,800 | Actual |
| 2023 | $63,400 | Actual |
| 2024 | $63,590 | Actual |
| 2025 | $75,480 | Actual |
| 2026(current) | $78,197 | Estimated |
| 2027 | $81,012 | Projected |
Based on 7 years of BLS OEWS data for the Manchester metropolitan area, the median insurance agent salary grew -1.7% from $76,810 (2019) to $75,480 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $81,012 by 2027 — a total increase of $4,202 (5.47%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Manchester metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $49,314 – $57,964 |
| 3-5 years (Mid Career) | $57,964 – $78,197 |
| 5+ years (Experienced) | $78,197 – $120,425 |
| 10+ years (Top Earner) | $120,425 – $134,670 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Manchester
With 640 insurance agents currently employed in Manchester, the local job market demonstrates a stable demand for skilled professionals. The city’s cost of living index, at 105.657, suggests that while salaries are higher than the national median, agents should consider how take-home pay translates into purchasing power in the region. Major employers in Manchester include both captive agents at well-known carriers like State Farm and Allstate, as well as independent agencies and large brokerage firms. Those agents focusing on commercial lines typically earn significantly more than their counterparts in personal lines. The variation in earnings can also be tied to agency ownership, producer overrides, and the commissions structure within the agency model. For agents new to the market, focusing on building a substantial book of business and considering opportunities within commercial settings can streamline growth in their earnings potential in this dynamic region.
More salary data for Manchester, NH:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $75,480 for insurance agentsin the Manchester metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov