Insurance Agent Salary in Kissimmee, FL: $51,229 (2026)
Quick Answer:A full-time insurance agent in Kissimmee, FL earns a median $51,229/year (≈ $24.63/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Kissimmee's price level (1% above national, BEA RPP 100.8), that paycheck buys what $50,822 would nationally. Nominal pay sits 8.5% below the Florida state average.
Based on BLS state-level estimates · View source
In Kissimmee, Florida, the insurance agent salary is projected to reach a median of $51,229 annually by 2026, which indicates a significant gap when compared to the national median of $64,522. The local salary spectrum ranges from a lower threshold of $31,536 at the 10th percentile to an upper range of $79,405 at the 90th percentile. These figures derive from estimates based on 2025 BLS data, adjusted for regional price parities. As the insurance market evolves, agents focusing on personal lines may find themselves earning significantly less than their counterparts in commercial or specialty lines, highlighting the importance of strategic career choices within this rewarding industry.
About the Kissimmee Market
Salary estimated from Florida average ($62,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $31,536 | $15.16 |
| Lower Range (P25) | $37,710 | $18.13 |
| Median (P50)(typical) | $51,229 | $24.63 |
| Upper Range (P75) | $65,574 | $31.53 |
| Top Earners (P90) | $79,405 | $38.18 |
Median Salary Position
20.6% below the national average
2026 Salary Percentile Distribution in Kissimmee
In Kissimmee, FL, the insurance agent salary spread from the 10th to 90th percentile is $47,869 (2026 est.). At $51,229, the local median is 20.6% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Kissimmee: You'd be in the lower-middle range
How Kissimmee Insurance Agent Pay Compares
Kissimmee median: $51,229/year (2026)
| Compared To | Median Salary | Kissimmee Pays |
|---|---|---|
| Florida Average | $55,988 | -8.50% less |
| National Average | $64,522 | -20.60% less |
Insurance Agents in Kissimmee, FL earn a median of $51,229 per year (2026 est.), which is 20.60% lower than the national median of $64,522 and 8.50% below the Florida state average of $55,988.
Cost-of-Living Adjusted Salary
Kissimmee has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Kissimmee, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $51,229 is competitive, the higher cost of living reduces purchasing power to an effective $50,822 — a 0.79% reduction.
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2019 BLS Actual
$40,445
2025 BLS Actual
$49,449
2026 Current Est.
$51,229
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Kissimmee (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $40,445 | Actual |
| 2020 | $41,430 | Actual |
| 2021 | $39,572 | Actual |
| 2022 | $45,940 | Actual |
| 2023 | $46,908 | Actual |
| 2024 | $60,849 | Actual |
| 2025 | $49,449 | Actual |
| 2026(current) | $51,229 | Estimated |
| 2027 | $53,073 | Projected |
Based on 7 years of BLS OEWS data for the Kissimmee metropolitan area, the median insurance agent salary grew 22.3% from $40,445 (2019) to $49,449 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $53,073 by 2027 — a total increase of $12,628 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Kissimmee metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $31,536 – $37,710 |
| 3-5 years (Mid Career) | $37,710 – $51,229 |
| 5+ years (Experienced) | $51,229 – $65,574 |
| 10+ years (Top Earner) | $65,574 – $79,405 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Kissimmee
The job market for insurance agents in Kissimmee currently supports approximately 20 professionals in the field, indicating a fairly stable local presence. With a cost of living index at 100.8, which is slightly above the national average, agents have to consider how this affects their take-home pay. Employers that tend to offer higher salaries include captive agents working with major carriers such as State Farm and Allstate, as well as independent agencies and large brokerages like Aon and Marsh—especially for those handling commercial lines. The difference in earnings usually stems from various factors, including the size of one's book of business, the type of insurance sold, and whether they operate within a captive agency or as independent agents. For agents in Kissimmee seeking to maximize their income potential, focusing on building a robust portfolio of commercial clients while pursuing further education, like the CPCU designation, can be advantageous in increasing commission rates and overall job stability.
More salary data for Kissimmee, FL:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $49,449 for insurance agentsin the Kissimmee metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Kissimmee is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov