Insurance Agent Hourly Pay in Kissimmee, FL: $24.63 (2026)
Quick Answer:Hourly pay for a insurance agent working in Kissimmee, FL runs $24.63 at the median for 2026 — annualizing to $51,229 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Kissimmee's regional price level (BEA RPP 100.8, 1% above national), each hour of work buys what $24.43 nationally would. A 24-hour part-time schedule grosses $30,733 per year.
Based on BLS state-level estimates · View source
In Kissimmee, Florida, the insurance agent hourly pay is projected to reach a median of $24.63 in 2026. This figure sits significantly below the national average hourly rate of $31.02, indicating the local market's unique characteristics. For part-time agents working three days a week, their earnings can be substantial, yet still might fall short compared to full-time counterparts. At this hourly rate, entry-level positions begin around $15.16, while more experienced agents or top earners can achieve rates close to $38.18. These estimates, derived from annual salary data, reflect the diverse environments where insurance agents operate—including captive agent storefronts, independent agency offices, and remote policy quoting. Understanding these figures can help professionals weigh their options when exploring job opportunities in the Kissimmee area.
About the Kissimmee Market
Salary estimated from Florida average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $15.16 | $121.25 |
| Lower Range (P25) | $18.13 | $145.04 |
| Median (P50) | $24.63 | $197.01 |
| Upper Range (P75) | $31.53 | $252.20 |
| Top Earners (P90) | $38.18 | $305.41 |
Estimated Annual Income by Work Schedule in Kissimmee
Based on $24.63/hr median hourly rate · 2026 est.
At $24.63/hr, a insurance agent working full-time (40 hr/wk) in Kissimmee, FL can expect to earn approximately $51,221 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $29,551. With a cost-of-living index of 100.80 (above the national average), these earnings may be offset by higher expenses in Kissimmee.
Hourly Rate Calculator
Schedule Comparison in Kissimmee
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $985.03 | $4,268 | $51,221 |
| Part-Time (24 hrs) | $591.02 | $2,561 | $30,733 |
| Per Diem (16 hrs) | $394.01 | $1,707 | $20,489 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Kissimmee) | $24.63 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Kissimmee, FL earn a median of $51,229 per year (2026 est.), which is 20.60% lower than the national median of $64,522 and 8.50% below the Florida state average of $55,988.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $24.63/hr = $30,733/year (purchasing power: $30,489).
Working 40h/week (full-time) = $51,221/year (purchasing power: $50,815).
CoL index: 100.8 (100 = national average).
2019 BLS Actual
$19.44/hr
2025 BLS Actual
$23.77/hr
2026 Current Est.
$24.63/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Kissimmee (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $19.44/hr | Actual |
| 2020 | $19.92/hr | Actual |
| 2021 | $19.02/hr | Actual |
| 2022 | $22.08/hr | Actual |
| 2023 | $22.55/hr | Actual |
| 2024 | $29.25/hr | Actual |
| 2025 | $23.77/hr | Actual |
| 2026(current) | $24.63/hr | Estimated |
| 2027 | $25.51/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Kissimmee grew 22.3% from $19.44/hr (2019) to $23.77/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $25.51/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Kissimmee metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Kissimmee
Compensation structures for insurance agents in Kissimmee can vary widely depending on the nature of the work and the agency type. Part-time agents, working a typical 24-hour week, would take home around $31,232 annually, quite contrasting with the earnings of those in full-time roles. While per diem arrangements are less common, the landscape often involves commission-based incentives, which can significantly enhance overall compensation. Agents writing commercial lines tend to see higher hourly revenues compared to personal lines due to the complexity and risk associated with business coverage. When it comes to employment settings, rates differ: captive agents from carriers like State Farm or Allstate generally provide stability and benefits but at a lower hourly pay, whereas independent agencies or large brokerages may offer greater income potential without benefits. Agents should strategically negotiate their hourly rates, considering their credentials like CPCU or CIC, to secure the best possible compensation aligned with their career goals.
More salary data for Kissimmee, FL:
Frequently Asked Questions
What is the hourly rate for insurance agents in Kissimmee in 2026?
How much do part-time insurance agents make in Kissimmee?
Are insurance agents in Kissimmee paid hourly or salary?
How much does a full-time insurance agent make per year in Kissimmee?
Do insurance agents earn more per hour working part-time in Kissimmee?
Related Pages
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Kissimmee. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Kissimmee is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov