Insurance Agent Salary in Hialeah, FL: $58,872 (2026)
Quick Answer:A full-time insurance agent in Hialeah, FL earns a median $58,872/year (≈ $28.30/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Hialeah's price level (1% above national, BEA RPP 100.8), that paycheck buys what $58,405 would nationally. Nominal pay sits 5.2% above the Florida state average.
Based on BLS state-level estimates · View source
In 2026, the projected insurance agent salary in Hialeah reaches a median of $58,872, reflecting the ongoing dynamics within the industry. With a salary range stretching from $34,146 at the lower end (P10) to $91,251 at the higher end (P90), these figures illustrate the diverse opportunities available across different agency structures. Local estimates derived from state-level data and regional price adjustments highlight that while Hialeah's compensation is slightly below the national median of $64,522, the insurance market remains robust, driven by a mix of captive agents from companies like State Farm and Allstate, independent agencies, and large commercial brokerages. The variety in compensation is shaped by the distinct operational models in the region, creating pathways for agents to maximize their earning potential.
About the Hialeah Market
Salary estimated from Florida average ($62,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $34,146 | $16.42 |
| Lower Range (P25) | $42,716 | $20.53 |
| Median (P50)(typical) | $58,872 | $28.30 |
| Upper Range (P75) | $75,356 | $36.23 |
| Top Earners (P90) | $91,251 | $43.87 |
Median Salary Position
8.76% below the national average
2026 Salary Percentile Distribution in Hialeah
In Hialeah, FL, the insurance agent salary spread from the 10th to 90th percentile is $57,105 (2026 est.). At $58,872, the local median is 8.76% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Hialeah: You'd be in the lower-middle range
How Hialeah Insurance Agent Pay Compares
Hialeah median: $58,872/year (2026)
| Compared To | Median Salary | Hialeah Pays |
|---|---|---|
| Florida Average | $55,962 | +5.20% more |
| National Average | $64,522 | -8.76% less |
Insurance Agents in Hialeah, FL earn a median of $58,872 per year (2026 est.), which is 8.76% lower than the national median of $64,522 and 5.20% above the Florida state average of $55,962.
Cost-of-Living Adjusted Salary
Hialeah has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Hialeah, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $58,872 is competitive, the higher cost of living reduces purchasing power to an effective $58,405 — a 0.79% reduction.
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2019 BLS Actual
$46,479
2025 BLS Actual
$56,826
2026 Current Est.
$58,872
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Hialeah (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $46,479 | Actual |
| 2020 | $47,610 | Actual |
| 2021 | $45,475 | Actual |
| 2022 | $52,793 | Actual |
| 2023 | $53,906 | Actual |
| 2024 | $65,748 | Actual |
| 2025 | $56,826 | Actual |
| 2026(current) | $58,872 | Estimated |
| 2027 | $60,991 | Projected |
Based on 7 years of BLS OEWS data for the Hialeah metropolitan area, the median insurance agent salary grew 22.3% from $46,479 (2019) to $56,826 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $60,991 by 2027 — a total increase of $14,512 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Hialeah metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $34,146 – $42,716 |
| 3-5 years (Mid Career) | $42,716 – $58,872 |
| 5+ years (Experienced) | $58,872 – $75,356 |
| 10+ years (Top Earner) | $75,356 – $91,251 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Hialeah
In Hialeah, the local job market supports approximately 35 insurance agents, highlighting a competitive environment amid a cost of living index of 100.8, which is slightly above the national average. This reality impacts take-home pay, urging agents to optimize their earnings through strategic positioning. Employers such as captive agents at major carriers typically offer higher initial commissions, while independent agencies and commercial brokerages may provide greater long-term profit potential and book of business growth. The disparity in pay can often be attributed to factors like the nature of insurance lines sold; commercial policies generally yield much higher commissions than personal lines. Agents should focus on building a substantial book of business, considering agency ownership opportunities, and tapping into lucrative commercial lines to enhance their salary prospects in the Hialeah, FL market.
More salary data for Hialeah, FL:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $56,826 for insurance agentsin the Hialeah metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Hialeah is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov