Insurance Agent Hourly Pay in Hialeah, FL: $28.30 (2026)
Quick Answer:Hourly pay for a insurance agent working in Hialeah, FL runs $28.30 at the median for 2026 — annualizing to $58,872 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Hialeah's regional price level (BEA RPP 100.8, 1% above national), each hour of work buys what $28.08 nationally would. A 24-hour part-time schedule grosses $35,323 per year.
Based on BLS state-level estimates · View source
In Hialeah, Florida, the projected insurance agent hourly pay is set at $28.30, which is slightly below the national hourly median of $31.02. This hourly rate presents a solid opportunity for agents who may opt to work part-time, such as three days a week, and for those seeking per-diem positions. Typically, insurance agents operate in diverse settings including captive agent storefronts, independent agency offices, and commercial brokerage corporate floors, as well as engaging in client business visits or remote policy quoting. The hourly pay landscape in Hialeah stretches from a minimum of $16.42 for entry-level positions to $43.87 for top earners, demonstrating the wide range of earning potential within this profession. These figures are estimated from annual salary data, providing a comprehensive view of what aspiring agents might expect in terms of hourly compensation.
About the Hialeah Market
Salary estimated from Florida average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $16.42 | $131.36 |
| Lower Range (P25) | $20.53 | $164.27 |
| Median (P50) | $28.30 | $226.43 |
| Upper Range (P75) | $36.23 | $289.83 |
| Top Earners (P90) | $43.87 | $351.00 |
Estimated Annual Income by Work Schedule in Hialeah
Based on $28.30/hr median hourly rate · 2026 est.
At $28.30/hr, a insurance agent working full-time (40 hr/wk) in Hialeah, FL can expect to earn approximately $58,871 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $33,964. With a cost-of-living index of 100.80 (above the national average), these earnings may be offset by higher expenses in Hialeah.
Hourly Rate Calculator
Schedule Comparison in Hialeah
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,132.14 | $4,906 | $58,871 |
| Part-Time (24 hrs) | $679.28 | $2,944 | $35,323 |
| Per Diem (16 hrs) | $452.86 | $1,962 | $23,549 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Hialeah) | $28.30 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Hialeah, FL earn a median of $58,872 per year (2026 est.), which is 8.76% lower than the national median of $64,522 and 5.20% above the Florida state average of $55,962.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $28.30/hr = $35,323/year (purchasing power: $35,042).
Working 40h/week (full-time) = $58,871/year (purchasing power: $58,404).
CoL index: 100.8 (100 = national average).
2019 BLS Actual
$22.35/hr
2025 BLS Actual
$27.32/hr
2026 Current Est.
$28.30/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Hialeah (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.35/hr | Actual |
| 2020 | $22.89/hr | Actual |
| 2021 | $21.86/hr | Actual |
| 2022 | $25.38/hr | Actual |
| 2023 | $25.92/hr | Actual |
| 2024 | $31.61/hr | Actual |
| 2025 | $27.32/hr | Actual |
| 2026(current) | $28.30/hr | Estimated |
| 2027 | $29.32/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Hialeah grew 22.3% from $22.35/hr (2019) to $27.32/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $29.32/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Hialeah metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Hialeah
The part-time potential for an insurance agent working 24 hours a week could yield a substantial annual take-home, albeit less than a full-time colleague. For those in more flexible or per-diem arrangements, it’s essential to note that most compensation in this field is commission-based rather than hourly, with some consultants—such as those with CPCU credentials—billing at rates far exceeding typical agency pay. When looking at Hialeah's insurance sector, hourly rates can vary significantly depending on the employer type; captive agents often see more structured pay while independent agencies and large firms tend to offer higher earnings, especially in commercial lines. While some insurance professionals accept lower hourly rates for the added benefits of health insurance, others prioritize higher hourly pay without those perks. For negotiators in this local market, being informed about employer compensation trends and leveraging one’s credentials can lead to better results.
More salary data for Hialeah, FL:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Hialeah. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Hialeah is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov