Insurance Agent Salary in DeLand, FL: $54,262 (2026)
Quick Answer:A full-time insurance agent in DeLand, FL earns a median $54,262/year (≈ $26.09/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in DeLand's price level (1% above national, BEA RPP 100.8), that paycheck buys what $53,831 would nationally. Nominal pay sits 3.0% below the Florida state average.
Based on BLS state-level estimates · View source
In 2026, an insurance agent in DeLand, Florida, is projected to earn a median annual salary of $54,262, which reflects a noticeable deviation from the national median of $64,522. The salary range for agents in this area spans from $35,710 at the 10th percentile to a high of $84,106 at the 90th percentile. These figures, derived from 2025 BLS data and adjusted for regional cost parity, suggest a competitive yet varied compensation structure. The DeLand insurance market reflects the division among employment types such as captive agents at companies like State Farm and Allstate, independent agencies, and larger commercial brokerages. This structural divide largely influences pay levels, with differences shaped by the sectors and business models employed.
About the DeLand Market
Salary estimated from Florida average ($62,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $35,710 | $17.17 |
| Lower Range (P25) | $42,829 | $20.60 |
| Median (P50)(typical) | $54,262 | $26.09 |
| Upper Range (P75) | $69,454 | $33.39 |
| Top Earners (P90) | $84,106 | $40.44 |
Median Salary Position
15.9% below the national average
2026 Salary Percentile Distribution in DeLand
In DeLand, FL, the insurance agent salary spread from the 10th to 90th percentile is $48,396 (2026 est.). At $54,262, the local median is 15.9% below the national median of $64,522.
Salary Calculator
At 40 hours/week in DeLand: You'd be in the lower-middle range
How DeLand Insurance Agent Pay Compares
DeLand median: $54,262/year (2026)
| Compared To | Median Salary | DeLand Pays |
|---|---|---|
| Florida Average | $55,940 | -3.00% less |
| National Average | $64,522 | -15.90% less |
Insurance Agents in DeLand, FL earn a median of $54,262 per year (2026 est.), which is 15.90% lower than the national median of $64,522 and 3.00% below the Florida state average of $55,940.
Cost-of-Living Adjusted Salary
DeLand has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
DeLand, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $54,262 is competitive, the higher cost of living reduces purchasing power to an effective $53,831 — a 0.79% reduction.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$42,839
2025 BLS Actual
$52,376
2026 Current Est.
$54,262
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in DeLand (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $42,839 | Actual |
| 2020 | $43,882 | Actual |
| 2021 | $41,914 | Actual |
| 2022 | $48,659 | Actual |
| 2023 | $49,685 | Actual |
| 2024 | $60,599 | Actual |
| 2025 | $52,376 | Actual |
| 2026(current) | $54,262 | Estimated |
| 2027 | $56,215 | Projected |
Based on 7 years of BLS OEWS data for the DeLand metropolitan area, the median insurance agent salary grew 22.3% from $42,839 (2019) to $52,376 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $56,215 by 2027 — a total increase of $13,376 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the DeLand metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $35,710 – $42,829 |
| 3-5 years (Mid Career) | $42,829 – $54,262 |
| 5+ years (Experienced) | $54,262 – $69,454 |
| 10+ years (Top Earner) | $69,454 – $84,106 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in DeLand
With only seven insurance agents currently employed in DeLand, the local job market remains relatively compact, allowing professionals to carve out niches based on specialization. The cost of living index, slightly above the national average at 100.8, indicates that while salaries may not compete on a national scale, they are still viable when factoring in local economic conditions. Captive agents typically benefit from structured pay and training programs but may experience a cap on earnings potential, while independent agents often hold the advantage in commission structures, especially in commercial lines, which can yield significantly higher pay. For many agents in DeLand, maximizing earning potential hinges on developing a robust book of business, focusing on commercial versus personal lines, and understanding how agency ownership can affect their financial trajectory. Strategies like fostering client relationships and maintaining up-to-date knowledge of the industry can enhance financial success in this market.
More salary data for DeLand, FL:
Frequently Asked Questions
How much do insurance agents make in DeLand, FL in 2026?
Is DeLand, FL a good place to work as a insurance agent?
Can insurance agents make $100K in DeLand?
What is the cost-of-living adjusted insurance agent salary in DeLand?
How much does a insurance agent make per hour in DeLand?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Florida
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $52,376 for insurance agentsin the DeLand metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for DeLand is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov