Insurance Agent Hourly Pay in DeLand, FL: $26.09 (2026)
Quick Answer:Hourly pay for a insurance agent working in DeLand, FL runs $26.09 at the median for 2026 — annualizing to $54,262 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against DeLand's regional price level (BEA RPP 100.8, 1% above national), each hour of work buys what $25.88 nationally would. A 24-hour part-time schedule grosses $32,556 per year.
Based on BLS state-level estimates · View source
In DeLand, Florida, the insurance agent hourly pay reflects a median rate of $26.09, which is notably lower than the national hourly median of $31.02. This disparity indicates that insurance professionals in DeLand may face challenges if they pursue part-time work, such as engaging for three days a week, where their earnings would be limited compared to larger markets. The hourly pay range reflects entry-level positions starting at $17.17 and experienced workers earning up to $40.44. These figures cater to a variety of work environments, including captive agent storefronts, independent agency offices, and virtual policy quoting roles. As such, the hourly rates can be indicative of the complexity and specialization within different insurance sectors, as well as the market demand for specific services.
About the DeLand Market
Salary estimated from Florida average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $17.17 | $137.33 |
| Lower Range (P25) | $20.60 | $164.77 |
| Median (P50) | $26.09 | $208.69 |
| Upper Range (P75) | $33.39 | $267.12 |
| Top Earners (P90) | $40.44 | $323.48 |
Estimated Annual Income by Work Schedule in DeLand
Based on $26.09/hr median hourly rate · 2026 est.
At $26.09/hr, a insurance agent working full-time (40 hr/wk) in DeLand, FL can expect to earn approximately $54,260 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $31,304. With a cost-of-living index of 100.80 (above the national average), these earnings may be offset by higher expenses in DeLand.
Hourly Rate Calculator
Schedule Comparison in DeLand
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,043.46 | $4,522 | $54,260 |
| Part-Time (24 hrs) | $626.08 | $2,713 | $32,556 |
| Per Diem (16 hrs) | $417.38 | $1,809 | $21,704 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (DeLand) | $26.09 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in DeLand, FL earn a median of $54,262 per year (2026 est.), which is 15.90% lower than the national median of $64,522 and 3.00% below the Florida state average of $55,940.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $26.09/hr = $32,556/year (purchasing power: $32,298).
Working 40h/week (full-time) = $54,260/year (purchasing power: $53,829).
CoL index: 100.8 (100 = national average).
2019 BLS Actual
$20.60/hr
2025 BLS Actual
$25.18/hr
2026 Current Est.
$26.09/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in DeLand (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $20.60/hr | Actual |
| 2020 | $21.10/hr | Actual |
| 2021 | $20.15/hr | Actual |
| 2022 | $23.39/hr | Actual |
| 2023 | $23.89/hr | Actual |
| 2024 | $29.13/hr | Actual |
| 2025 | $25.18/hr | Actual |
| 2026(current) | $26.09/hr | Estimated |
| 2027 | $27.03/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in DeLand grew 22.3% from $20.60/hr (2019) to $25.18/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $27.03/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the DeLand metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in DeLand
For agents considering a part-time role in DeLand, working 24 hours a week translates to an annual take-home that is significantly lower than a full-time position. Unlike many industries, per-diem or 1099 work isn't prevalent for insurance agents when compensation is mostly driven by commission-based structures. Those providing consulting services might earn between $200 and $600 per hour, depending on their expertise and credentials, which can significantly boost their income compared to traditional agency work. The nature of the employer also impacts hourly earnings; captive agents generally earn less compared to large brokerage firms due to different commission structures. This trade-off often leads some agents to pursue lower hourly rates in exchange for health benefits. Negotiating hourly pay effectively in DeLand requires understanding these dynamics and advocating for rates that align with experience and the complexity of the work performed.
More salary data for DeLand, FL:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in DeLand. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for DeLand is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov