Insurance Agent Salary in Clermont, FL: $53,945 (2026)
Quick Answer:A full-time insurance agent in Clermont, FL earns a median $53,945/year (≈ $25.93/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Clermont's price level (1% above national, BEA RPP 100.8), that paycheck buys what $53,517 would nationally. Nominal pay sits 3.6% below the Florida state average.
Based on BLS state-level estimates · View source
In Clermont, Florida, insurance agents can expect a median annual salary of $53,945 in 2026, a figure that falls significantly below the national median of $64,522 for the same year. The salary range for agents in this area spans from $35,209 at the lower end to $83,615 at the upper tier, highlighting a substantial commission gradient between personal lines and commercial or specialty lines. These figures reflect local estimates derived from 2025 BLS data, adjusted for regional price parities, which influence take-home pay. As Clermont continues to grow, the local job market for insurance agents signifies opportunities for agents willing to adapt to changing market conditions while navigating the diverse insurance landscape.
About the Clermont Market
Salary estimated from Florida average ($62,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $35,209 | $16.93 |
| Lower Range (P25) | $40,997 | $19.70 |
| Median (P50)(typical) | $53,945 | $25.93 |
| Upper Range (P75) | $69,049 | $33.19 |
| Top Earners (P90) | $83,615 | $40.20 |
Median Salary Position
16.39% below the national average
2026 Salary Percentile Distribution in Clermont
In Clermont, FL, the insurance agent salary spread from the 10th to 90th percentile is $48,406 (2026 est.). At $53,945, the local median is 16.39% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Clermont: You'd be in the lower-middle range
How Clermont Insurance Agent Pay Compares
Clermont median: $53,945/year (2026)
| Compared To | Median Salary | Clermont Pays |
|---|---|---|
| Florida Average | $55,959 | -3.60% less |
| National Average | $64,522 | -16.39% less |
Insurance Agents in Clermont, FL earn a median of $53,945 per year (2026 est.), which is 16.39% lower than the national median of $64,522 and 3.60% below the Florida state average of $55,959.
Cost-of-Living Adjusted Salary
Clermont has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Clermont, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $53,945 is competitive, the higher cost of living reduces purchasing power to an effective $53,517 — a 0.79% reduction.
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2019 BLS Actual
$42,589
2025 BLS Actual
$52,070
2026 Current Est.
$53,945
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Clermont (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $42,589 | Actual |
| 2020 | $43,626 | Actual |
| 2021 | $41,669 | Actual |
| 2022 | $48,375 | Actual |
| 2023 | $49,395 | Actual |
| 2024 | $60,245 | Actual |
| 2025 | $52,070 | Actual |
| 2026(current) | $53,945 | Estimated |
| 2027 | $55,887 | Projected |
Based on 7 years of BLS OEWS data for the Clermont metropolitan area, the median insurance agent salary grew 22.3% from $42,589 (2019) to $52,070 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $55,887 by 2027 — a total increase of $13,298 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Clermont metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $35,209 – $40,997 |
| 3-5 years (Mid Career) | $40,997 – $53,945 |
| 5+ years (Experienced) | $53,945 – $69,049 |
| 10+ years (Top Earner) | $69,049 – $83,615 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Clermont
Looking deeper into Clermont's insurance job market, there are currently 11 insurance agents employed in the area, offering a sense of competition that can influence earnings. The cost of living index in Clermont stands at 100.8, slightly above the national average, indicating that while salaries may be lower than the national average, agents’ purchasing power is still relatively stable. Among the top-paying employers, captive insurance agents at large firms such as State Farm and Allstate tend to provide secure compensation though with capped potential earnings compared to independent agencies and large brokerage firms that often offer higher commissions on commercial lines. The difference in pay is primarily driven by the types of insurance sold and the associated commission structures; agents focusing on larger commercial accounts typically earn significantly more than those in personal lines. To maximize compensation in this market, agents should consider building a robust book of business, potentially transitioning to larger brokerage environments, and continually enhancing their qualifications—such as pursuing CPCU or CIC credentials—to gain a competitive edge.
More salary data for Clermont, FL:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $52,070 for insurance agentsin the Clermont metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Clermont is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov