Insurance Agent Hourly Pay in Clermont, FL: $25.93 (2026)
Quick Answer:Hourly pay for a insurance agent working in Clermont, FL runs $25.93 at the median for 2026 — annualizing to $53,945 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Clermont's regional price level (BEA RPP 100.8, 1% above national), each hour of work buys what $25.73 nationally would. A 24-hour part-time schedule grosses $32,362 per year.
Based on BLS state-level estimates · View source
In Clermont, Florida, the projected median hourly pay for insurance agents in 2026 is set at $25.93, which is notably lower than the national median of $31.02. This discrepancy might influence recent entrants in the field, especially those seeking part-time roles or per-diem opportunities in various settings such as independent agency offices, captive agents’ storefronts, or in remote policy quoting arrangements. With an hourly range that stretches from $16.93 for entry-level positions to approximately $40.20 for highly experienced agents, the various contexts in which insurance agents work offer a diverse spectrum of compensation. It's important to understand that these hourly rates are derived from annual salary data, making them a useful guideline for budgeting and financial planning for potential career paths in insurance.
About the Clermont Market
Salary estimated from Florida average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $16.93 | $135.43 |
| Lower Range (P25) | $19.70 | $157.64 |
| Median (P50) | $25.93 | $207.45 |
| Upper Range (P75) | $33.19 | $265.55 |
| Top Earners (P90) | $40.20 | $321.57 |
Estimated Annual Income by Work Schedule in Clermont
Based on $25.93/hr median hourly rate · 2026 est.
At $25.93/hr, a insurance agent working full-time (40 hr/wk) in Clermont, FL can expect to earn approximately $53,937 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $31,117. With a cost-of-living index of 100.80 (above the national average), these earnings may be offset by higher expenses in Clermont.
Hourly Rate Calculator
Schedule Comparison in Clermont
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,037.24 | $4,495 | $53,937 |
| Part-Time (24 hrs) | $622.35 | $2,697 | $32,362 |
| Per Diem (16 hrs) | $414.90 | $1,798 | $21,575 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Clermont) | $25.93 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Clermont, FL earn a median of $53,945 per year (2026 est.), which is 16.39% lower than the national median of $64,522 and 3.60% below the Florida state average of $55,959.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $25.93/hr = $32,362/year (purchasing power: $32,105).
Working 40h/week (full-time) = $53,937/year (purchasing power: $53,509).
CoL index: 100.8 (100 = national average).
2019 BLS Actual
$20.47/hr
2025 BLS Actual
$25.03/hr
2026 Current Est.
$25.93/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Clermont (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $20.47/hr | Actual |
| 2020 | $20.97/hr | Actual |
| 2021 | $20.03/hr | Actual |
| 2022 | $23.25/hr | Actual |
| 2023 | $23.74/hr | Actual |
| 2024 | $28.96/hr | Actual |
| 2025 | $25.03/hr | Actual |
| 2026(current) | $25.93/hr | Estimated |
| 2027 | $26.86/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Clermont grew 22.3% from $20.47/hr (2019) to $25.03/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $26.86/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Clermont metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Clermont
Examining the earning potential for a part-time insurance agent in Clermont, one who works three days a week could expect around $31,000 annually, forming a stark contrast to full-time earnings, which can exceed $53,000. Moreover, while per diem work in insurance is uncommon and many pay structures operate primarily on a commission basis, those with specialized credentials—like CPCU—can command significantly higher hourly rates in niches, ranging from $200 to $600 when consulting or serving as experts in coverage disputes. Understanding that salary variation hinges on employer type is key in this profession; captive agents may offer lower hourly rates but often provide benefits that independent or brokerage positions do not. Given the significant differences, it's crucial for agents to negotiate effectively for pay based on their expertise and the specific benefits offered, especially when considering the varying pay scales across commercial and personal line roles within the insurance sector in Clermont, FL.
More salary data for Clermont, FL:
Frequently Asked Questions
What is the hourly rate for insurance agents in Clermont in 2026?
How much do part-time insurance agents make in Clermont?
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Clermont. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Clermont is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov