Insurance Agent Salary in Springdale, AR: $64,858 (2026)
Quick Answer:A full-time insurance agent in Springdale, AR earns a median $64,858/year (≈ $31.18/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Springdale's price level (13% below national, BEA RPP 86.9), that paycheck buys what $74,635 would nationally. Nominal pay sits 8.1% above the Arkansas state average.
Based on BLS state-level estimates · View source
In Springdale, Arkansas, the projected median annual insurance agent salary in 2026 is anticipated to be $64,858, which reflects a slight edge compared to the national median of $64,522. This forecast indicates a salary range from $38,140 at the 10th percentile to $100,529 at the 90th percentile, highlighting a diverse pay scale that varies based on employment structure and individual performance. The local estimates derived from 2025 BLS data, adjusted for regional cost factors, emphasize the competitive nature of the job market. With the evolution of the insurance industry, captive agents working with major carriers like State Farm and Allstate find themselves alongside independent agents and larger commercial brokerages, shaping the landscape of insurance agent pay in Springdale AR.
About the Springdale Market
Salary estimated from Arkansas average ($48,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $38,140 | $18.34 |
| Lower Range (P25) | $47,773 | $22.97 |
| Median (P50)(typical) | $64,858 | $31.18 |
| Upper Range (P75) | $83,018 | $39.92 |
| Top Earners (P90) | $100,529 | $48.33 |
Median Salary Position
0.52% above the national average
2026 Salary Percentile Distribution in Springdale
In Springdale, AR, the insurance agent salary spread from the 10th to 90th percentile is $62,389 (2026 est.). At $64,858, the local median is 0.52% above the national median of $64,522.
Salary Calculator
At 40 hours/week in Springdale: You'd be in the lower-middle range
How Springdale Insurance Agent Pay Compares
Springdale median: $64,858/year (2026)
| Compared To | Median Salary | Springdale Pays |
|---|---|---|
| Arkansas Average | $59,998 | +8.10% more |
| National Average | $64,522 | +0.52% more |
Insurance Agents in Springdale, AR earn a median of $64,858 per year (2026 est.), which is 0.52% higher than the national median of $64,522 and 8.10% above the Arkansas state average of $59,998.
Cost-of-Living Adjusted Salary
Springdale has a cost of living 13.10% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Springdale, AR has a cost-of-living index of 86.9 (below the national average of 100). A insurance agent earning $64,858 nominally has purchasing power equivalent to $74,635 in an average-cost city — an effective 15.07% boost.
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2019 BLS Actual
$51,205
2025 BLS Actual
$62,604
2026 Current Est.
$64,858
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Springdale (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $51,205 | Actual |
| 2020 | $52,451 | Actual |
| 2021 | $50,099 | Actual |
| 2022 | $58,161 | Actual |
| 2023 | $59,387 | Actual |
| 2024 | $41,941 | Actual |
| 2025 | $62,604 | Actual |
| 2026(current) | $64,858 | Estimated |
| 2027 | $67,193 | Projected |
Based on 7 years of BLS OEWS data for the Springdale metropolitan area, the median insurance agent salary grew 22.3% from $51,205 (2019) to $62,604 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $67,193 by 2027 — a total increase of $15,988 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Springdale metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $38,140 – $47,773 |
| 3-5 years (Mid Career) | $47,773 – $64,858 |
| 5+ years (Experienced) | $64,858 – $83,018 |
| 10+ years (Top Earner) | $83,018 – $100,529 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Springdale
The local job market for insurance agents in Springdale AR has 14 agents currently employed, which creates a tight-knit community of professionals operating under varying models. The cost of living in Springdale sits below the national average with a CoL index of 86.9, granting agents potentially greater purchasing power despite varying salary levels. Captive agents may earn more initially due to structured commissions and training incentives, but independent agencies and larger commercial brokerages often present higher earning potentials through renewal commissions and broader market access. The disparity in earnings largely hinges on factors such as business size, policy types (with commercial lines typically offering 5 to 10 times the commissions of personal lines), and agency ownership equity. To maximize earning potential in this market, agents should consider building a robust book of business, exploring opportunities in commercial insurance, and possibly pursuing CPCU or other industry-recognized credentials to enhance their marketability.
More salary data for Springdale, AR:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $62,604 for insurance agentsin the Springdale metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Springdale is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov