Insurance Agent Hourly Pay in St. George, UT: $26.19 (2026)
Quick Answer:Hourly pay for a insurance agent working in St. George, UT runs $26.19 at the median for 2026 — annualizing to $54,473 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against St. George's regional price level (BEA RPP 97.3, 3% below national), each hour of work buys what $26.91 nationally would. A 24-hour part-time schedule grosses $32,685 per year.
Official BLS data · View source
In 2026, the insurance agent hourly pay in St. George, UT, is projected to be $26.19 an hour, which reflects a difference from the national median of $31.02 per hour. This lower hourly rate can shape the experiences of part-time agents who might work about three days a week, significantly impacting their overall earnings. In terms of per-diem work, it is less common in this field, with most agents primarily working within structured settings like captive agency storefronts or independent office environments focused on providing tailored services. Entry-level workers in St. George may earn about $15.33 an hour, while top earners in the field can command as much as $77.98. Official BLS hourly data indicates significant variability, offering insights into both the entry pathways for new agents and the rewarding potential for seasoned professionals.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $15.33 | $122.66 |
| Lower Range (P25) | $20.38 | $163.02 |
| Median (P50) | $26.19 | $209.52 |
| Upper Range (P75) | $47.40 | $379.18 |
| Top Earners (P90) | $77.98 | $623.84 |
Estimated Annual Income by Work Schedule in St. George
Based on $26.19/hr median hourly rate · 2026 est.
At $26.19/hr, a insurance agent working full-time (40 hr/wk) in St. George, UT can expect to earn approximately $54,475 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $31,428. With a cost-of-living index of 97.32 (below the national average), these earnings stretch further in St. George.
Hourly Rate Calculator
Schedule Comparison in St. George
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,047.60 | $4,540 | $54,475 |
| Part-Time (24 hrs) | $628.56 | $2,724 | $32,685 |
| Per Diem (16 hrs) | $419.04 | $1,816 | $21,790 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (St. George) | $26.19 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in St. George, UT earn a median of $54,473 per year (2026 est.), which is 15.57% lower than the national median of $64,522.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $26.19/hr = $32,685/year (purchasing power: $33,585).
Working 40h/week (full-time) = $54,475/year (purchasing power: $55,975).
CoL index: 97.321 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$18.19/hr
2025 BLS Actual
$25.28/hr
2026 Current Est.
$26.19/hr
2019–2027 Growth
+49.2%
Hourly Rate Trajectory for Insurance Agents in St. George (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $18.19/hr | Actual |
| 2020 | $20.72/hr | Actual |
| 2021 | $18.48/hr | Actual |
| 2022 | $22.00/hr | Actual |
| 2023 | $21.45/hr | Actual |
| 2024 | $21.93/hr | Actual |
| 2025 | $25.28/hr | Actual |
| 2026(current) | $26.19/hr | Estimated |
| 2027 | $27.13/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in St. George grew 39.0% from $18.19/hr (2019) to $25.28/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $27.13/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the St. George metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in St. George
For those considering part-time positions in St. George, a typical three-day workweek, equating to roughly 24 hours, translates into an annual income that is considerably lower than that of full-time counterparts, emphasizing the need for careful financial planning. The insurance industry often leans towards commission-based compensation, especially for roles within independent agencies or larger commercial brokerages, where different skill sets might enable agents to bill for consulting or expert witness services at rates of $200 to $600 per hour. Captive agents at established carriers might experience more stable, albeit lower hourly pay, but they can benefit from health insurance and other perks that independent agents may forego for higher hourly rates. Navigating hourly negotiations in St. George, agents can leverage their credentials—whether in personal lines, commercial specialty, or in agencies employing CPCU-certified professionals—to secure terms better reflecting their true value in a competitive market.
More salary data for St. George, UT:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in St. George. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov