Insurance Agent Hourly Pay in Provo, UT: $31.60 (2026)
Quick Answer:Hourly pay for a insurance agent working in Provo, UT runs $31.60 at the median for 2026 — annualizing to $65,713 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Provo's regional price level (BEA RPP 98.2, 2% below national), each hour of work buys what $32.17 nationally would. A 24-hour part-time schedule grosses $39,434 per year.
Official BLS data · View source
In Provo, Utah, insurance agents earn a median hourly rate of $31.60, slightly above the national average of $31.02. This competitive pay allows for considerable flexibility, particularly benefiting part-time agents or those working per-diem schedules within various environments such as captive agency storefronts, independent agency offices, and commercial brokerage settings. Entry-level positions in the insurance sector typically start at around $18.03 per hour, while top earners can achieve as much as $61.65, reflecting the wide range of opportunities and potential within the profession. The figures presented are based on 2025 BLS OEWS data, projected to 2026, indicating an overall positive outlook for hourly compensation in the Provo insurance market.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $18.03 | $144.21 |
| Lower Range (P25) | $23.73 | $189.88 |
| Median (P50) | $31.60 | $252.78 |
| Upper Range (P75) | $50.43 | $403.46 |
| Top Earners (P90) | $61.65 | $493.22 |
Estimated Annual Income by Work Schedule in Provo
Based on $31.60/hr median hourly rate · 2026 est.
At $31.60/hr, a insurance agent working full-time (40 hr/wk) in Provo, UT can expect to earn approximately $65,724 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $37,918. With a cost-of-living index of 98.23 (below the national average), these earnings stretch further in Provo.
Hourly Rate Calculator
Schedule Comparison in Provo
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,263.92 | $5,477 | $65,724 |
| Part-Time (24 hrs) | $758.35 | $3,286 | $39,434 |
| Per Diem (16 hrs) | $505.57 | $2,191 | $26,290 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Provo) | $31.60 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Provo, UT earn a median of $65,713 per year (2026 est.), which is 1.85% higher than the national median of $64,522 and 20.60% above the Utah state average of $54,489.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $31.60/hr = $39,434/year (purchasing power: $40,144).
Working 40h/week (full-time) = $65,724/year (purchasing power: $66,907).
CoL index: 98.232 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$17.12/hr
2025 BLS Actual
$30.50/hr
2026 Current Est.
$31.60/hr
2019–2027 Growth
+91.2%
Hourly Rate Trajectory for Insurance Agents in Provo (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $17.12/hr | Actual |
| 2020 | $17.91/hr | Actual |
| 2021 | $18.59/hr | Actual |
| 2022 | $21.86/hr | Actual |
| 2023 | $23.38/hr | Actual |
| 2024 | $23.45/hr | Actual |
| 2025 | $30.50/hr | Actual |
| 2026(current) | $31.60/hr | Estimated |
| 2027 | $32.74/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Provo grew 78.2% from $17.12/hr (2019) to $30.50/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $32.74/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Provo metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Provo
When considering part-time work as an insurance agent, a typical schedule of three days per week could yield around $24,000 annually, significantly less than a full-time agent might earn. Although per diem roles are less common in this field, many agents find themselves working on commission, which can make for variable earnings that depend heavily on sales performance. Provo's insurance landscape includes various employer types—from captive agents at well-known carriers like State Farm to independent agencies and large commercial brokerages specializing in higher compensation tiers for commercial lines. The hourly rates can differ significantly based on the employer; those in commercial sectors might warrant higher pay but may not always offer the same health benefits as captive positions. Therefore, agents often have to weigh the trade-offs between higher hourly compensation and job benefits when negotiating their pay, particularly in the evolving market dynamics of Utah's insurance industry.
More salary data for Provo, UT:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Provo. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov