Insurance Agent Hourly Pay in Roy, UT: $25.74 (2026)
Quick Answer:Hourly pay for a insurance agent working in Roy, UT runs $25.74 at the median for 2026 — annualizing to $53,543 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Roy's regional price level (BEA RPP 98.1, 2% below national), each hour of work buys what $26.24 nationally would. A 24-hour part-time schedule grosses $32,129 per year.
Based on BLS state-level estimates · View source
In Roy, Utah, the insurance agent hourly pay stands at a median of $25.74, which is significantly below the national benchmark of $31.02. This hourly rate reflects the typical earnings for agents who may work part-time, specifically those on a 3-day weekly schedule, which translates to around $2,954 for a monthly income—rather affordable in a cost-of-living index slightly below the national average. For per-diem workers in the area, the potential for earnings varies widely based on the type of work setting, from captive agency storefronts to independent brokerages or commercial inspections. Entry-level positions start at approximately $15.39 per hour, while more seasoned professionals can earn up to $39.90, which attracts a diverse range of individuals seeking a foothold in the insurance industry.
About the Roy Market
Salary estimated from Utah average ($55,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $15.39 | $123.16 |
| Lower Range (P25) | $19.18 | $153.41 |
| Median (P50) | $25.74 | $205.96 |
| Upper Range (P75) | $32.94 | $263.56 |
| Top Earners (P90) | $39.90 | $319.17 |
Estimated Annual Income by Work Schedule in Roy
Based on $25.74/hr median hourly rate · 2026 est.
At $25.74/hr, a insurance agent working full-time (40 hr/wk) in Roy, UT can expect to earn approximately $53,549 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $30,894. With a cost-of-living index of 98.10 (below the national average), these earnings stretch further in Roy.
Hourly Rate Calculator
Schedule Comparison in Roy
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,029.78 | $4,462 | $53,549 |
| Part-Time (24 hrs) | $617.87 | $2,677 | $32,129 |
| Per Diem (16 hrs) | $411.91 | $1,785 | $21,420 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Roy) | $25.74 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Roy, UT earn a median of $53,543 per year (2026 est.), which is 17.02% lower than the national median of $64,522 and 1.70% below the Utah state average of $54,469.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $25.74/hr = $32,129/year (purchasing power: $32,752).
Working 40h/week (full-time) = $53,549/year (purchasing power: $54,586).
CoL index: 98.1 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$20.33/hr
2025 BLS Actual
$24.85/hr
2026 Current Est.
$25.74/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Roy (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $20.33/hr | Actual |
| 2020 | $20.82/hr | Actual |
| 2021 | $19.89/hr | Actual |
| 2022 | $23.09/hr | Actual |
| 2023 | $23.57/hr | Actual |
| 2024 | $25.50/hr | Actual |
| 2025 | $24.85/hr | Actual |
| 2026(current) | $25.74/hr | Estimated |
| 2027 | $26.67/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Roy grew 22.3% from $20.33/hr (2019) to $24.85/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $26.67/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Roy metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Roy
The earning potential for a part-time insurance agent in Roy diverges significantly from that of full-time professionals, as they usually garner less overall but enjoy greater flexibility. On a part-time basis, working 24 hours per week, an agent could expect an approximate annual income of $35,274 if maintaining the median hourly pay. In contrast, per diem and commission-based opportunities are much less common for insurance agents compared to other fields, though consulting roles in risk management offer potential hourly rates between $200 and $400 for experienced individuals. The type of employer also greatly affects hourly rates; captive agents tend to have more stable, yet lower, earnings relative to independent brokers or major commercial firms. While some may choose positions offering fewer hours for the trade-off of benefits such as health insurance, others in the field may prioritize higher hourly earnings without benefits. Negotiating effectively, understanding the competitive landscape, and emphasizing specialized training—such as CPCU certification—can bolster an agent’s prospects for higher pay in an evolving industry.
More salary data for Roy, UT:
Frequently Asked Questions
What is the hourly rate for insurance agents in Roy in 2026?
How much do part-time insurance agents make in Roy?
Are insurance agents in Roy paid hourly or salary?
How much does a full-time insurance agent make per year in Roy?
Do insurance agents earn more per hour working part-time in Roy?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Utah
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Roy. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Roy is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov