Insurance Agent Hourly Pay in Park City, UT: $24.41 (2026)
Quick Answer:Hourly pay for a insurance agent working in Park City, UT runs $24.41 at the median for 2026 — annualizing to $50,764 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Park City's regional price level (BEA RPP 98.1, 2% below national), each hour of work buys what $24.88 nationally would. A 24-hour part-time schedule grosses $30,461 per year.
Based on BLS state-level estimates · View source
Insurance agents in Park City, Utah, earn a median hourly pay of $24.41, which reflects a notable gap compared to the national median hourly rate of $31.02. This difference has implications for those considering part-time positions or per-diem work, especially in settings such as captive agent storefronts, independent agency offices, and virtual policy quoting environments. For part-time agents who opt to work three days a week, the compensation can vary significantly depending on experience and the complexity of the policies sold. Entry-level positions might start at around $16.23 per hour, while seasoned professionals could reach up to $37.82 per hour, providing a robust opportunity for those willing to build experience. These hourly estimates are derived from the anticipated annual salary data, highlighting the flexibility and earning potential within the industry.
About the Park City Market
Salary estimated from Utah average ($55,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $16.23 | $129.87 |
| Lower Range (P25) | $19.32 | $154.57 |
| Median (P50) | $24.41 | $195.27 |
| Upper Range (P75) | $31.24 | $249.88 |
| Top Earners (P90) | $37.82 | $302.59 |
Estimated Annual Income by Work Schedule in Park City
Based on $24.41/hr median hourly rate · 2026 est.
At $24.41/hr, a insurance agent working full-time (40 hr/wk) in Park City, UT can expect to earn approximately $50,769 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $29,290. With a cost-of-living index of 98.10 (below the national average), these earnings stretch further in Park City.
Hourly Rate Calculator
Schedule Comparison in Park City
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $976.33 | $4,231 | $50,769 |
| Part-Time (24 hrs) | $585.80 | $2,538 | $30,461 |
| Per Diem (16 hrs) | $390.53 | $1,692 | $20,308 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Park City) | $24.41 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Park City, UT earn a median of $50,764 per year (2026 est.), which is 21.32% lower than the national median of $64,522 and 6.80% below the Utah state average of $54,468.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $24.41/hr = $30,461/year (purchasing power: $31,051).
Working 40h/week (full-time) = $50,769/year (purchasing power: $51,752).
CoL index: 98.1 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$19.27/hr
2025 BLS Actual
$23.56/hr
2026 Current Est.
$24.41/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Park City (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $19.27/hr | Actual |
| 2020 | $19.74/hr | Actual |
| 2021 | $18.85/hr | Actual |
| 2022 | $21.89/hr | Actual |
| 2023 | $22.35/hr | Actual |
| 2024 | $24.17/hr | Actual |
| 2025 | $23.56/hr | Actual |
| 2026(current) | $24.41/hr | Estimated |
| 2027 | $25.29/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Park City grew 22.3% from $19.27/hr (2019) to $23.56/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $25.29/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Park City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Park City
Looking closer at the financial realities of working as an insurance agent in Park City, those choosing to work part-time can expect different annual take-home pay compared to their full-time counterparts. A three-day workweek of 24 hours would yield approximately $28,188 annually, contrasting with full-time earnings that could be more than double. The per-diem and 1099 employment model is less common in this profession, with most agents relying heavily on commission-based earnings. However, risk management consultants and expert witnesses in coverage disputes can command much higher fees, ranging from $200 to $600 per hour, highlighting a gap based on specialization. Hourly rates can also vary significantly by employer type; captive agents often earn less than those in large commercial brokerages or independent agencies, which can offer more competitive compensation for complex commercial and specialty lines. Agents should carefully weigh the benefits of employment, such as health insurance against potentially higher hourly wages in arrangements without benefits. Negotiating effectively is crucial, particularly in a community like Park City where the insurance market dynamics are shifting, and some brokers may be more willing to adjust their rates to attract talent.
More salary data for Park City, UT:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Park City. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Park City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov