Insurance Agent Hourly Pay in North Ogden, UT: $24.34 (2026)
Quick Answer:Hourly pay for a insurance agent working in North Ogden, UT runs $24.34 at the median for 2026 — annualizing to $50,621 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against North Ogden's regional price level (BEA RPP 98.1, 2% below national), each hour of work buys what $24.81 nationally would. A 24-hour part-time schedule grosses $30,371 per year.
Based on BLS state-level estimates · View source
In North Ogden, Utah, the projected median hourly pay for insurance agents in 2026 is $24.34, which is notably lower than the national hourly median of $31.02. This disparity highlights that while opportunities exist in this profession, compensation remains below national averages. For part-time workers, such as those operating three days a week, this hourly rate can provide a modest income, supporting a balanced work schedule that may involve activities ranging from client consultations in independent agency offices to remote policy quoting. The hourly range for insurance agents in the area stretches from $16.17 for entry-level positions to as high as $37.72 for those at the top of their field, indicating potential for strong earnings for experienced professionals, particularly in commercial lines versus personal lines.
About the North Ogden Market
Salary estimated from Utah average ($55,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $16.17 | $129.38 |
| Lower Range (P25) | $19.18 | $153.41 |
| Median (P50) | $24.34 | $194.69 |
| Upper Range (P75) | $31.15 | $249.22 |
| Top Earners (P90) | $37.72 | $301.77 |
Estimated Annual Income by Work Schedule in North Ogden
Based on $24.34/hr median hourly rate · 2026 est.
At $24.34/hr, a insurance agent working full-time (40 hr/wk) in North Ogden, UT can expect to earn approximately $50,618 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $29,203. With a cost-of-living index of 98.10 (below the national average), these earnings stretch further in North Ogden.
Hourly Rate Calculator
Schedule Comparison in North Ogden
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $973.43 | $4,218 | $50,618 |
| Part-Time (24 hrs) | $584.06 | $2,531 | $30,371 |
| Per Diem (16 hrs) | $389.37 | $1,687 | $20,247 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (North Ogden) | $24.34 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in North Ogden, UT earn a median of $50,621 per year (2026 est.), which is 21.54% lower than the national median of $64,522 and 7.10% below the Utah state average of $54,490.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $24.34/hr = $30,371/year (purchasing power: $30,959).
Working 40h/week (full-time) = $50,618/year (purchasing power: $51,599).
CoL index: 98.1 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$19.21/hr
2025 BLS Actual
$23.49/hr
2026 Current Est.
$24.34/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in North Ogden (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $19.21/hr | Actual |
| 2020 | $19.68/hr | Actual |
| 2021 | $18.80/hr | Actual |
| 2022 | $21.82/hr | Actual |
| 2023 | $22.28/hr | Actual |
| 2024 | $24.11/hr | Actual |
| 2025 | $23.49/hr | Actual |
| 2026(current) | $24.34/hr | Estimated |
| 2027 | $25.21/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in North Ogden grew 22.3% from $19.21/hr (2019) to $23.49/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $25.21/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the North Ogden metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in North Ogden
When examining the part-time earning potential, a North Ogden insurance agent working 24 hours a week could take home approximately $28,582 annually, representing a significant difference from full-time wages. Additionally, per diem insurance agent pay in North Ogden is generally not implemented, as most compensation is commission-based, contrasting with the high billing rates of risk managers and expert witnesses who can earn between $200 and $600 per hour. Earnings also vary significantly based on employment type; captive agents at companies like State Farm or Allstate might earn less than independent agents who work for multi-carrier agencies. This trade-off between hourly rates and benefits, such as health insurance, leads many to accept lower hourly compensation for the security of a benefits package. Moreover, negotiating hourly pay effectively in North Ogden requires understanding both market trends and employer expectations, with the most lucrative opportunities often found in larger commercial brokerages or specialized firms.
More salary data for North Ogden, UT:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in North Ogden. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for North Ogden is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov