Insurance Agent Hourly Pay in Layton, UT: $26.03 (2026)
Quick Answer:Hourly pay for a insurance agent working in Layton, UT runs $26.03 at the median for 2026 — annualizing to $54,155 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Layton's regional price level (BEA RPP 98.1, 2% below national), each hour of work buys what $26.54 nationally would. A 24-hour part-time schedule grosses $32,491 per year.
Based on BLS state-level estimates · View source

In Layton, Utah, the projected median hourly pay for insurance agents sits at $26.03, notably lower than the national median of $31.02. This hourly rate suggests a working environment where part-time agents, typically employed three days a week, can expect an income aligned with local cost structures. For example, part-time agents receive roughly $624 weekly if they work 24 hours, which provides a steady, albeit modest, earning opportunity. The hourly pay range for Layton insurance agents varies significantly based on experience, from $15.10 for entry-level positions to about $40.35 for those at the top of their field. This spectrum illustrates the potential earnings for insurance agents in various settings, including independent agency offices, corporate platforms, and client interactions, with their pay being derived from annual salary estimates that shape these hourly figures.
About the Layton Market
Salary estimated from Utah average ($55,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $15.10 | $120.84 |
| Lower Range (P25) | $18.82 | $150.59 |
| Median (P50) | $26.03 | $208.28 |
| Upper Range (P75) | $33.33 | $266.62 |
| Top Earners (P90) | $40.35 | $322.82 |
Estimated Annual Income by Work Schedule in Layton
Based on $26.03/hr median hourly rate · 2026 est.
At $26.03/hr, a insurance agent working full-time (40 hr/wk) in Layton, UT can expect to earn approximately $54,152 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $31,242. With a cost-of-living index of 98.10 (below the national average), these earnings stretch further in Layton.
Hourly Rate Calculator
Schedule Comparison in Layton
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,041.39 | $4,513 | $54,152 |
| Part-Time (24 hrs) | $624.83 | $2,708 | $32,491 |
| Per Diem (16 hrs) | $416.55 | $1,805 | $21,661 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Layton) | $26.03 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Layton, UT earn a median of $54,155 per year (2026 est.), which is 16.07% lower than the national median of $64,522 and 0.60% below the Utah state average of $54,482.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $26.03/hr = $32,491/year (purchasing power: $33,121).
Working 40h/week (full-time) = $54,152/year (purchasing power: $55,201).
CoL index: 98.1 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$20.55/hr
2025 BLS Actual
$25.13/hr
2026 Current Est.
$26.03/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Layton (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $20.55/hr | Actual |
| 2020 | $21.05/hr | Actual |
| 2021 | $20.11/hr | Actual |
| 2022 | $23.35/hr | Actual |
| 2023 | $23.84/hr | Actual |
| 2024 | $25.79/hr | Actual |
| 2025 | $25.13/hr | Actual |
| 2026(current) | $26.03/hr | Estimated |
| 2027 | $26.97/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Layton grew 22.3% from $20.55/hr (2019) to $25.13/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $26.97/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Layton metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Layton
While full-time insurance agents in Layton have the potential to secure a more robust annual income, part-time agents often experience a more practical approach, focusing on work-life balance. For a 3-day work week, part-time professionals are likely to take home about $32,496 annually, far less than their full-time counterparts. Interestingly, per diem insurance agent pay in Layton remains relatively uncommon, as the industry primarily compensates agents through commission. Those looking to further boost their income might consider consulting roles, with former CPCU-credentialed professionals billing between $200 and $400 per hour. Variability in hourly rates exists among employer types; captive agents typically earn lower amounts compared to their independent counterparts or those in large brokerages focused on commercial lines. Therefore, while some agents may opt for positions that offer lower hourly pay in exchange for health benefits, others might pursue environments that prioritize higher pay at the cost of benefits. For agents negotiating their rates in this market, emphasizing industry credentials and relevant experience can be key tactics in securing better pay within a landscape informed by fluctuating commission structures and varying demand across sectors.
More salary data for Layton, UT:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Layton. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Layton is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov