Insurance Agent Salary

Insurance Agent Hourly Pay in Layton, UT: $26.03 (2026)

Quick Answer:Hourly pay for a insurance agent working in Layton, UT runs $26.03 at the median for 2026 — annualizing to $54,155 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Layton's regional price level (BEA RPP 98.1, 2% below national), each hour of work buys what $26.54 nationally would. A 24-hour part-time schedule grosses $32,491 per year.

$54,155
Median Annual Salary
$26.03/hr
Hourly Rate
$31,409
Entry Level (P10)
$83,940
Top Earners (P90)

Based on BLS state-level estimates · View source

Insurance Agent Hourly Rate in Layton, UT — 2026 est., based on 2025 BLS
Layton, UT insurance agent hourly rate overview (2026 est., based on 2025 BLS)

In Layton, Utah, the projected median hourly pay for insurance agents sits at $26.03, notably lower than the national median of $31.02. This hourly rate suggests a working environment where part-time agents, typically employed three days a week, can expect an income aligned with local cost structures. For example, part-time agents receive roughly $624 weekly if they work 24 hours, which provides a steady, albeit modest, earning opportunity. The hourly pay range for Layton insurance agents varies significantly based on experience, from $15.10 for entry-level positions to about $40.35 for those at the top of their field. This spectrum illustrates the potential earnings for insurance agents in various settings, including independent agency offices, corporate platforms, and client interactions, with their pay being derived from annual salary estimates that shape these hourly figures.

About the Layton Market

Salary estimated from Utah average ($55,000) adjusted for local cost of living.

Insurance Agent Hourly Wage Breakdown

PercentileHourly RatePer 8hr Shift
Entry Level (P10)$15.10$120.84
Lower Range (P25)$18.82$150.59
Median (P50)$26.03$208.28
Upper Range (P75)$33.33$266.62
Top Earners (P90)$40.35$322.82

Estimated Annual Income by Work Schedule in Layton

Based on $26.03/hr median hourly rate · 2026 est.

Horizontal bars showing a insurance agent in Layton earning $26.03/hr would make approximately $31,242 part-time (24 hr/wk) or $54,152 full-time (40 hr/wk).Part-Time (24 hr/wk)$31,242Reduced (32 hr/wk)$41,655Full-Time (40 hr/wk)$54,152

At $26.03/hr, a insurance agent working full-time (40 hr/wk) in Layton, UT can expect to earn approximately $54,152 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $31,242. With a cost-of-living index of 98.10 (below the national average), these earnings stretch further in Layton.

Annual estimates assume 5052 working weeks per year. Actual earnings vary by employer, overtime, and benefits.

Hourly Rate Calculator

$208.28
per 8hr shift
$1,041.39
per week
$4,513
per month
$54,152
per year

Schedule Comparison in Layton

ScheduleWeeklyMonthlyAnnual
Full-Time (40 hrs)$1,041.39$4,513$54,152
Part-Time (24 hrs)$624.83$2,708$32,491
Per Diem (16 hrs)$416.55$1,805$21,661

Compare Agent Wages With Similar Roles

RoleMedian Hourly
Insurance Agent (Layton)$26.03
Real Estate Sales Agent (National Avg)$32.36
Personal Financial Advisor (National Avg)$51.62
Insurance Underwriter (National Avg)$37.70
Claims Adjuster (National Avg)$35.30
Horizontal bar chart comparing insurance agent median salary in Layton ($54,155) with Utah average ($54,482) and the US national median ($64,522).Layton$54,155Utah Avg$54,482-0.60%US National$64,522-16.07%

Insurance Agents in Layton, UT earn a median of $54,155 per year (2026 est.), which is 16.07% lower than the national median of $64,522 and 0.60% below the Utah state average of $54,482.

Insurance Agent Hourly Pay vs. Cost of Living

Working 24h/week at $26.03/hr = $32,491/year (purchasing power: $33,121).

Working 40h/week (full-time) = $54,152/year (purchasing power: $55,201).

CoL index: 98.1 (100 = national average). Your dollars stretch further here.

2019 BLS Actual

$20.55/hr

2025 BLS Actual

$25.13/hr

2026 Current Est.

$26.03/hr

2019–2027 Growth

+31.2%

Hourly Rate Trajectory for Insurance Agents in Layton (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.

BLS Actual Estimated Projected
Hourly rate trajectory chart for insurance agents in Layton. Baseline $20.55/hr in 2025, projected to $26.97/hr by 2027.$19$21$24$26$282019202020212022202320242025202620272025 BLS$20.55$21.05$20.11$23.35$23.84$25.79$25.13$26.03$26.97
YearHourly RateStatus
2019$20.55/hrActual
2020$21.05/hrActual
2021$20.11/hrActual
2022$23.35/hrActual
2023$23.84/hrActual
2024$25.79/hrActual
2025$25.13/hrActual
2026(current)$26.03/hrEstimated
2027$26.97/hrProjected

Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Layton grew 22.3% from $20.55/hr (2019) to $25.13/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $26.97/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.

Note: Historical values (20192025) are actual BLS OEWS figures for the Layton metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Working as an Hourly Insurance Agent in Layton

While full-time insurance agents in Layton have the potential to secure a more robust annual income, part-time agents often experience a more practical approach, focusing on work-life balance. For a 3-day work week, part-time professionals are likely to take home about $32,496 annually, far less than their full-time counterparts. Interestingly, per diem insurance agent pay in Layton remains relatively uncommon, as the industry primarily compensates agents through commission. Those looking to further boost their income might consider consulting roles, with former CPCU-credentialed professionals billing between $200 and $400 per hour. Variability in hourly rates exists among employer types; captive agents typically earn lower amounts compared to their independent counterparts or those in large brokerages focused on commercial lines. Therefore, while some agents may opt for positions that offer lower hourly pay in exchange for health benefits, others might pursue environments that prioritize higher pay at the cost of benefits. For agents negotiating their rates in this market, emphasizing industry credentials and relevant experience can be key tactics in securing better pay within a landscape informed by fluctuating commission structures and varying demand across sectors.

Frequently Asked Questions

What is the hourly rate for insurance agents in Layton in 2026?

The estimated 2026 median hourly rate for insurance agents in Layton is $26.03/hour, based on estimated 2026 salary (projected from 2025 BLS data at 3.60% annual growth). Rates range from $15.10 at entry level (10th percentile) to $40.35 for experienced practitioners (90th percentile). This is 16.1% below the national average. Hourly pay varies based on practice type, patient volume, years of experience, and whether the position includes benefits.

How much do part-time insurance agents make in Layton?

A part-time insurance agent working 3 days per week (24 hours) in Layton earns approximately $2,708/month, or $32,491/year at the median hourly rate of $26.03. Many insurance agents prefer part-time schedules for work-life balance, and some work at multiple practices to maximize earnings. Part-time positions may not include benefits like health insurance or retirement contributions, but typically offer higher hourly rates to compensate.

Are insurance agents in Layton paid hourly or salary?

The majority of insurance agents in Layton are paid hourly at a median rate of $26.03/hour. Some full-time positions at larger practices or organizations offer salaried compensation around $54,152/year, often bundled with benefits including health insurance, paid time off, retirement plans, and continuing education allowances. Hourly pay gives flexibility, while salary positions provide income stability.

How much does a full-time insurance agent make per year in Layton?

A full-time insurance agent working 40 hours per week (2,080 hours/year) in Layton earns approximately $54,152/year at the median hourly rate of $26.03. This is 16.1% below the national median. Top earners working full-time can reach $83,933/year at the 90th percentile rate. Overtime and weekend shifts may further increase annual earnings.

Do insurance agents earn more per hour working part-time in Layton?

Part-time and per diem insurance agents in Layton sometimes command higher hourly rates — up to $40.35/hour — because practices need flexible coverage for specific days or peak hours. However, part-time positions typically do not include benefits like health insurance, paid time off, or retirement contributions. When factoring in the value of benefits, full-time salaried positions may offer comparable or better total compensation despite a slightly lower hourly rate.

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JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Layton. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.

Data Sources & Methodology

Salary data for Layton is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov

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