Insurance Agent Hourly Pay in Draper, UT: $26.12 (2026)
Quick Answer:Hourly pay for a insurance agent working in Draper, UT runs $26.12 at the median for 2026 — annualizing to $54,332 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Draper's regional price level (BEA RPP 98.1, 2% below national), each hour of work buys what $26.62 nationally would. A 24-hour part-time schedule grosses $32,595 per year.
Based on BLS state-level estimates · View source

In 2026, the insurance agent hourly pay in Draper, UT, is projected to be $26.12, significantly lower than the national average of $31.02. This disparity may have implications for part-time workers, such as those employed three days a week, allowing for flexible scheduling while earning an income that supports their needs. In Draper, hourly rates range from a low of $15.15 for entry-level positions to as high as $40.49 for top earners in the field, indicating a potential for growth as agents gain experience and build their client bases. With many agents operating in various environments—from independent agencies to corporate brokerage floors and client visits—the hourly compensation reflects the landscape of the local insurance market. These estimates are extracted from annual salary projections and translate into an hourly framework that serves as a useful reference for job seekers and current professionals alike.
About the Draper Market
Salary estimated from Utah average ($55,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $15.15 | $121.17 |
| Lower Range (P25) | $18.99 | $151.92 |
| Median (P50) | $26.12 | $208.94 |
| Upper Range (P75) | $33.43 | $267.45 |
| Top Earners (P90) | $40.49 | $323.90 |
Estimated Annual Income by Work Schedule in Draper
Based on $26.12/hr median hourly rate · 2026 est.
At $26.12/hr, a insurance agent working full-time (40 hr/wk) in Draper, UT can expect to earn approximately $54,325 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $31,341. With a cost-of-living index of 98.10 (below the national average), these earnings stretch further in Draper.
Hourly Rate Calculator
Schedule Comparison in Draper
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,044.70 | $4,527 | $54,325 |
| Part-Time (24 hrs) | $626.82 | $2,716 | $32,595 |
| Per Diem (16 hrs) | $417.88 | $1,811 | $21,730 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Draper) | $26.12 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Draper, UT earn a median of $54,332 per year (2026 est.), which is 15.79% lower than the national median of $64,522 and 0.30% below the Utah state average of $54,495.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $26.12/hr = $32,595/year (purchasing power: $33,226).
Working 40h/week (full-time) = $54,325/year (purchasing power: $55,377).
CoL index: 98.1 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$20.62/hr
2025 BLS Actual
$25.21/hr
2026 Current Est.
$26.12/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Draper (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $20.62/hr | Actual |
| 2020 | $21.12/hr | Actual |
| 2021 | $20.17/hr | Actual |
| 2022 | $23.42/hr | Actual |
| 2023 | $23.91/hr | Actual |
| 2024 | $25.87/hr | Actual |
| 2025 | $25.21/hr | Actual |
| 2026(current) | $26.12/hr | Estimated |
| 2027 | $27.06/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Draper grew 22.3% from $20.62/hr (2019) to $25.21/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $27.06/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Draper metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Draper
For part-time insurance agents working in Draper, the financial outlook can be quite different than their full-time counterparts. Consider a part-time agent putting in 24 hours a week at the projected hourly pay; they would make about $30,856 annually, compared to a full-time agent's median earnings, which are much higher. Most insurance compensation is commission-based, which can complicate per diem insurance agent pay in Draper, as such opportunities are not typical within the industry. While the potential for high pay exists in specialized roles—like consulting for risk management or acting as an expert witness—these positions usually require advanced credentials like the CPCU. Furthermore, the average hourly rates vary by employer type; captive agents may often earn less than their counterparts in independent agencies or large commercial firms. Some agents may opt for lower hourly rates in exchange for benefits like health insurance, while others may pursue higher earnings in roles that lack such support. Negotiating compensation effectively requires a solid understanding of the local market dynamics and the willingness to showcase one's skill set to potential employers.
More salary data for Draper, UT:
Frequently Asked Questions
What is the hourly rate for insurance agents in Draper in 2026?
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Draper. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Draper is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov