Insurance Agent Hourly Pay in Pasadena, TX: $22.83 (2026)
Quick Answer:Hourly pay for a insurance agent working in Pasadena, TX runs $22.83 at the median for 2026 — annualizing to $47,503 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Pasadena's regional price level (BEA RPP 96.0, 4% below national), each hour of work buys what $23.78 nationally would. A 24-hour part-time schedule grosses $28,496 per year.
Based on BLS state-level estimates · View source
In Pasadena, TX, insurance agents earn a median hourly pay of $22.83, significantly lower than the national median of $31.02. This rate presents a range of earning potential for part-time workers, especially those who might work three days a week or engage in per-diem roles. Common settings for insurance agents include independent agency offices, commercial brokerage floors, and captive agent storefronts, where they often engage in client interactions and policy quoting. The hourly pay for entry-level agents starts at approximately $13.93, while experienced professionals can make as much as $35.40 per hour. These figures, derived from projected annual salaries, highlight how the local pay scale positions Pasadena's insurance agents uniquely in the broader Texas market.
About the Pasadena Market
Salary estimated from Texas average ($65,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $13.93 | $111.47 |
| Lower Range (P25) | $17.23 | $137.83 |
| Median (P50) | $22.83 | $182.67 |
| Upper Range (P75) | $29.24 | $233.89 |
| Top Earners (P90) | $35.40 | $283.20 |
Estimated Annual Income by Work Schedule in Pasadena
Based on $22.83/hr median hourly rate · 2026 est.
At $22.83/hr, a insurance agent working full-time (40 hr/wk) in Pasadena, TX can expect to earn approximately $47,494 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $27,400. With a cost-of-living index of 96.00 (below the national average), these earnings stretch further in Pasadena.
Hourly Rate Calculator
Schedule Comparison in Pasadena
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $913.34 | $3,958 | $47,494 |
| Part-Time (24 hrs) | $548.00 | $2,375 | $28,496 |
| Per Diem (16 hrs) | $365.34 | $1,583 | $18,997 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Pasadena) | $22.83 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Pasadena, TX earn a median of $47,503 per year (2026 est.), which is 26.38% lower than the national median of $64,522 and 1.80% below the Texas state average of $48,373.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $22.83/hr = $28,496/year (purchasing power: $29,683).
Working 40h/week (full-time) = $47,494/year (purchasing power: $49,472).
CoL index: 96 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$18.03/hr
2025 BLS Actual
$22.04/hr
2026 Current Est.
$22.83/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Pasadena (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $18.03/hr | Actual |
| 2020 | $18.47/hr | Actual |
| 2021 | $17.64/hr | Actual |
| 2022 | $20.48/hr | Actual |
| 2023 | $20.91/hr | Actual |
| 2024 | $29.90/hr | Actual |
| 2025 | $22.04/hr | Actual |
| 2026(current) | $22.83/hr | Estimated |
| 2027 | $23.66/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Pasadena grew 22.3% from $18.03/hr (2019) to $22.04/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $23.66/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Pasadena metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Pasadena
Examining the earning potential for part-time insurance agents in Pasadena reveals a substantial difference compared to their full-time counterparts. For a 24-hour work week, which equates to roughly 1,248 hours annually, a part-time agent at $22.83 per hour would earn around $28,505 each year. In contrast, most insurance compensation operates on a commission-based model, making per-diem insurance agent pay in Pasadena less common. Those in specialized roles, such as consulting risk managers or expert witnesses, can command significantly higher rates, often billing between $200 and $600 per hour, underscoring a lucrative niche within the field. Additionally, hourly compensation tends to vary depending on the employer type; captive agents may receive lower pay in exchange for benefits, while independent agents and large brokerages may offer higher hourly rates but without comprehensive health insurance. For those looking to negotiate their pay, highlighting existing credentials like CPCU or specialized experience can be advantageous in Pasadena’s diversified insurance market.
More salary data for Pasadena, TX:
Frequently Asked Questions
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Related Pages
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Pasadena. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Pasadena is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov