Insurance Agent Hourly Pay in Tega Cay, SC: $28.36 (2026)
Quick Answer:Hourly pay for a insurance agent working in Tega Cay, SC runs $28.36 at the median for 2026 — annualizing to $58,983 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Tega Cay's regional price level (BEA RPP 91.5, 8% below national), each hour of work buys what $30.99 nationally would. A 24-hour part-time schedule grosses $35,387 per year.
Based on BLS state-level estimates · View source
In Tega Cay, South Carolina, the insurance agent hourly pay is projected to reach $28.36 by 2026, offering a competitive wage when compared to the national hourly median of $31.02. This rate allows for a viable part-time or per-diem working arrangement, making it appealing for those agents who might only be available three days per week in various settings, such as captive agent storefronts or independent agency offices. With a pay range that starts at $18.47 (P10) for entry-level positions and extends up to $43.96 (P90) for top earners, there are opportunities for agents at different stages of their careers to earn in Tega Cay. Typically, these hourly figures are derived from annual salary estimates, reflecting the compensation potential available within this local market.
About the Tega Cay Market
Salary estimated from South Carolina average ($55,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $18.47 | $147.78 |
| Lower Range (P25) | $22.10 | $176.78 |
| Median (P50) | $28.36 | $226.84 |
| Upper Range (P75) | $36.30 | $290.41 |
| Top Earners (P90) | $43.96 | $351.66 |
Estimated Annual Income by Work Schedule in Tega Cay
Based on $28.36/hr median hourly rate · 2026 est.
At $28.36/hr, a insurance agent working full-time (40 hr/wk) in Tega Cay, SC can expect to earn approximately $58,979 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $34,026. With a cost-of-living index of 91.50 (below the national average), these earnings stretch further in Tega Cay.
Hourly Rate Calculator
Schedule Comparison in Tega Cay
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,134.21 | $4,915 | $58,979 |
| Part-Time (24 hrs) | $680.53 | $2,949 | $35,387 |
| Per Diem (16 hrs) | $453.69 | $1,966 | $23,592 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Tega Cay) | $28.36 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Tega Cay, SC earn a median of $58,983 per year (2026 est.), which is 8.58% lower than the national median of $64,522 and 7.70% below the South Carolina state average of $63,903.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $28.36/hr = $35,387/year (purchasing power: $38,675).
Working 40h/week (full-time) = $58,979/year (purchasing power: $64,458).
CoL index: 91.5 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$22.39/hr
2025 BLS Actual
$27.37/hr
2026 Current Est.
$28.36/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Tega Cay (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.39/hr | Actual |
| 2020 | $22.93/hr | Actual |
| 2021 | $21.90/hr | Actual |
| 2022 | $25.43/hr | Actual |
| 2023 | $25.96/hr | Actual |
| 2024 | $22.32/hr | Actual |
| 2025 | $27.37/hr | Actual |
| 2026(current) | $28.36/hr | Estimated |
| 2027 | $29.38/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Tega Cay grew 22.3% from $22.39/hr (2019) to $27.37/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $29.38/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Tega Cay metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Tega Cay
When examining the part-time earnings for a 24-hour workweek at this hourly rate, an insurance agent might take home approximately $36,000 annually, contrasting sharply with full-time earnings that can push over $58,000. It's also essential to recognize that per-diem insurance agent pay in Tega Cay is less common, as most positions revolve around commission-based salaries. However, consulting roles often yield higher hourly compensation, with risk managers and expert witnesses charging $200 to $600 per hour for specialized services, underscoring the potential for increased earnings in implementation and advisory roles. Additionally, hourly wages can vary significantly depending on employer type; captive agents representing single carriers usually receive different compensation structures compared to those in independent agencies or large brokerage firms. Some agents may opt for lower hourly rates within companies offering health benefits, choosing stability over a higher pay rate available in roles without benefits. To successfully negotiate pay, particularly for hourly workers in Tega Cay, it's advisable to emphasize experience, any specialties in commercial lines, and certifications like CPCU, which can help in obtaining a more favorable rate.
More salary data for Tega Cay, SC:
Frequently Asked Questions
What is the hourly rate for insurance agents in Tega Cay in 2026?
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Related Pages
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Tega Cay. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Tega Cay is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov