Charleston vs Tega Cay: Insurance Agent Salary (2026)
Compare insurance agent salaries between Charleston, SC and Tega Cay, SC. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Charleston, SC | Tega Cay, SC |
|---|---|---|
| Median Salary | $81,730▲ | $58,983 |
| Hourly Rate | $39.30▲ | $28.36 |
| Entry Level (P10) | $47,842▲ | $38,425 |
| 25th Percentile | $50,619▲ | $45,967 |
| 75th Percentile | $114,354▲ | $75,497 |
| Top Earner (P90) | $210,204▲ | $91,423 |
| Total Employed | 1,330▲ | 4 |
Verdict
Charleston, SC offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Tega Cay.
The salary gap between Charleston and Tega Cay is $22,747 (38.57%). Charleston's median is +26.67% compared to the US national median of $64,522.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Charleston spans $162,362,Tega Cay spans $52,998. Charleston has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Charleston ($80,951 effective) pays 25.58% more than Tega Cay ($64,462 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Charleston if…
- ✓Higher median salary ($81,730/year)
- ✓Better top-earner potential ($210,204)
- ✓Larger job market (1,330 employed)
- ✓Better purchasing power (CoL-adjusted: $80,951)
- ✓You prefer the South Carolina area and lifestyle
Choose Tega Cay if…
- ✓You prefer the South Carolina area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, insurance agent salaries in Charleston grew 57.1% from 2019 to 2025, compared to 22.6% growth in Tega Cay over the same period.
Charleston, SC
$50,230 (2019) → $78,890 (2025)
Tega Cay, SC
$46,429 (2024) → $56,933 (2025)
View Full Salary Data
Charleston, SC
Tega Cay, SC
Frequently Asked Questions
Which city pays insurance agents more: Charleston or Tega Cay?
What is the hourly rate difference between Charleston and Tega Cay?
Should I relocate from Charleston to Tega Cay as a insurance agent?
What do entry-level insurance agents earn in Charleston vs Tega Cay?
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov