Insurance Agent Hourly Pay in Tahlequah, OK: $26.47 (2026)
Quick Answer:Hourly pay for a insurance agent working in Tahlequah, OK runs $26.47 at the median for 2026 — annualizing to $55,063 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Tahlequah's regional price level (BEA RPP 88.9, 11% below national), each hour of work buys what $29.77 nationally would. A 24-hour part-time schedule grosses $33,034 per year.
Based on BLS state-level estimates · View source

In Tahlequah, Oklahoma, the insurance agent hourly pay is projected to be $26.47 in 2026, which positions it below the national median of $31.02 per hour. This difference might affect career decisions for part-time workers, such as those seeking three-day workweeks, as their earnings will be less than their counterparts in other regions. Additionally, they may find opportunities in diverse settings, from independent agency offices to virtual policy quoting. Entry-level positions can expect to start around $16.81 per hour, while top earners in the field can command rates as high as $41.04. The ranges suggest a significant potential for growth within the industry, especially in areas of specialization and the possibility for advancement.
About the Tahlequah Market
Salary estimated from Oklahoma average ($52,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $16.81 | $134.51 |
| Lower Range (P25) | $20.30 | $162.36 |
| Median (P50) | $26.47 | $211.76 |
| Upper Range (P75) | $33.89 | $271.10 |
| Top Earners (P90) | $41.04 | $328.29 |
Estimated Annual Income by Work Schedule in Tahlequah
Based on $26.47/hr median hourly rate · 2026 est.
At $26.47/hr, a insurance agent working full-time (40 hr/wk) in Tahlequah, OK can expect to earn approximately $55,057 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $31,764. With a cost-of-living index of 88.90 (below the national average), these earnings stretch further in Tahlequah.
Hourly Rate Calculator
Schedule Comparison in Tahlequah
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,058.79 | $4,588 | $55,057 |
| Part-Time (24 hrs) | $635.28 | $2,753 | $33,034 |
| Per Diem (16 hrs) | $423.52 | $1,835 | $22,023 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Tahlequah) | $26.47 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Tahlequah, OK earn a median of $55,063 per year (2026 est.), which is 14.66% lower than the national median of $64,522 and 4.00% below the Oklahoma state average of $57,358.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $26.47/hr = $33,034/year (purchasing power: $37,159).
Working 40h/week (full-time) = $55,057/year (purchasing power: $61,932).
CoL index: 88.9 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$20.90/hr
2025 BLS Actual
$25.55/hr
2026 Current Est.
$26.47/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Tahlequah (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $20.90/hr | Actual |
| 2020 | $21.41/hr | Actual |
| 2021 | $20.45/hr | Actual |
| 2022 | $23.74/hr | Actual |
| 2023 | $24.24/hr | Actual |
| 2024 | $21.34/hr | Actual |
| 2025 | $25.55/hr | Actual |
| 2026(current) | $26.47/hr | Estimated |
| 2027 | $27.42/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Tahlequah grew 22.3% from $20.90/hr (2019) to $25.55/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $27.42/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Tahlequah metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Tahlequah
When considering the financial implications of working part-time, an insurance agent in Tahlequah who commits to a 24-hour workweek could see an annual income significantly lower than a full-time counterpart. These part-time roles generally do not offer health benefits, leading many to explore options in commission-based structures typical in agencies and brokerages. Unlike per-diem work, which is rare in the insurance field, there might be lucrative consulting opportunities for experienced agents, especially those with CPCU or related credentials, who may charge anywhere from $200 to $600 for specialized work. The compensation varies based on employer type, with captive agents generally earning lower hourly rates compared to independent agents or those in larger commercial brokerages due to differing commission models. For agents negotiating terms, understanding the trade-offs of hourly pay with benefits is essential, as some may prefer a lower hourly rate for reliable health insurance coverage. Practical negotiation strategies in the local market could focus on leveraging one's qualifications to secure higher rates even within the constraints defined by the market in Tahlequah.
More salary data for Tahlequah, OK:
Frequently Asked Questions
What is the hourly rate for insurance agents in Tahlequah in 2026?
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Related Pages
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Nearby Cities in Oklahoma
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Tahlequah. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Tahlequah is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov