Insurance Agent Hourly Pay in Oklahoma City, OK: $29.97 (2026)
Quick Answer:Hourly pay for a insurance agent working in Oklahoma City, OK runs $29.97 at the median for 2026 — annualizing to $62,336 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Oklahoma City's regional price level (BEA RPP 90.4, 10% below national), each hour of work buys what $33.15 nationally would. A 24-hour part-time schedule grosses $37,404 per year.
Official BLS data · View source
In 2026, the insurance agent hourly pay in Oklahoma City is projected to be $29.97, which is slightly lower than the national average of $31.02 per hour. This competitive hourly rate makes it feasible for part-time workers, such as those employed three days a week, to earn a reasonable income without committing to full-time schedules. Given the variability in work settings ranging from captive agency storefronts to independent broker offices and remote consultations, the pay scale can differ significantly. Entry-level agents can expect to start at an hourly rate of about $18.10, while those reaching the upper echelons in their career can earn as much as $56.99 per hour, reflecting the diverse opportunities available in the field as they develop their expertise in the insurance industry.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $18.10 | $144.79 |
| Lower Range (P25) | $21.55 | $172.39 |
| Median (P50) | $29.97 | $239.77 |
| Upper Range (P75) | $39.60 | $316.77 |
| Top Earners (P90) | $56.99 | $455.92 |
Estimated Annual Income by Work Schedule in Oklahoma City
Based on $29.97/hr median hourly rate · 2026 est.
At $29.97/hr, a insurance agent working full-time (40 hr/wk) in Oklahoma City, OK can expect to earn approximately $62,341 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $35,966. With a cost-of-living index of 90.41 (below the national average), these earnings stretch further in Oklahoma City.
Hourly Rate Calculator
Schedule Comparison in Oklahoma City
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,198.86 | $5,195 | $62,341 |
| Part-Time (24 hrs) | $719.32 | $3,117 | $37,404 |
| Per Diem (16 hrs) | $479.54 | $2,078 | $24,936 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Oklahoma City) | $29.97 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Oklahoma City, OK earn a median of $62,336 per year (2026 est.), which is 3.39% lower than the national median of $64,522 and 8.70% above the Oklahoma state average of $57,347.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $29.97/hr = $37,404/year (purchasing power: $41,373).
Working 40h/week (full-time) = $62,341/year (purchasing power: $68,955).
CoL index: 90.408 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$19.81/hr
2025 BLS Actual
$28.93/hr
2026 Current Est.
$29.97/hr
2019–2027 Growth
+56.7%
Hourly Rate Trajectory for Insurance Agents in Oklahoma City (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $19.81/hr | Actual |
| 2020 | $22.23/hr | Actual |
| 2021 | $23.63/hr | Actual |
| 2022 | $22.39/hr | Actual |
| 2023 | $24.11/hr | Actual |
| 2024 | $21.81/hr | Actual |
| 2025 | $28.93/hr | Actual |
| 2026(current) | $29.97/hr | Estimated |
| 2027 | $31.05/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Oklahoma City grew 46.0% from $19.81/hr (2019) to $28.93/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $31.05/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Oklahoma City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Oklahoma City
For part-time agents working 24 hours a week, the annual earnings can be lower than what full-time counterparts make, presenting a different set of financial dynamics. Many insurance agents primarily work on a commission basis, leading to less prevalence of per-diem or 1099 arrangements, outside of specialized consulting roles. Those consultants, particularly risk managers, can command rates between $200 and $400 per hour, while expert witnesses often charge even more. In Oklahoma City, hourly rates can vastly differ depending on the type of employer, with captive agents typically receiving employee benefits that might lower their base pay but enhance their overall compensation package. Conversely, independent agents or those working with commercial-focused brokerages may trade off higher hourly wages for the absence of benefits. For those venturing into the insurance realm in Oklahoma, it’s advisable to negotiate for a package that aligns with their long-term professional goals, keeping the balance between hourly income and potential benefits in health insurance front of mind.
More salary data for Oklahoma City, OK:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Oklahoma City. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov