Insurance Agent Hourly Pay in Sand Springs, OK: $25.35 (2026)
Quick Answer:Hourly pay for a insurance agent working in Sand Springs, OK runs $25.35 at the median for 2026 — annualizing to $52,722 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Sand Springs's regional price level (BEA RPP 88.9, 11% below national), each hour of work buys what $28.52 nationally would. A 24-hour part-time schedule grosses $31,638 per year.
Based on BLS state-level estimates · View source
In Sand Springs, Oklahoma, the insurance agent hourly pay stands at a median of $25.35, reflecting local market conditions. This rate is notably lower than the national hourly median of $31.02, indicating a divergence in earnings for insurance professionals in this area. For part-time agents working three days a week, typically around 24 hours, this translates to a manageable earning ceiling and adaptable work schedules that are often preferred for work-life balance. Here, entry-level agents can expect to begin at around $16.36 per hour, while experienced top earners might see rates rise to approximately $39.29. These hourly rates are based on estimates derived from annual salary data, capturing the diverse workflows found in various settings — from captive storefronts to independent agency offices and remote client interactions.
About the Sand Springs Market
Salary estimated from Oklahoma average ($52,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $16.36 | $130.87 |
| Lower Range (P25) | $19.64 | $157.14 |
| Median (P50) | $25.35 | $202.81 |
| Upper Range (P75) | $32.45 | $259.58 |
| Top Earners (P90) | $39.29 | $314.28 |
Estimated Annual Income by Work Schedule in Sand Springs
Based on $25.35/hr median hourly rate · 2026 est.
At $25.35/hr, a insurance agent working full-time (40 hr/wk) in Sand Springs, OK can expect to earn approximately $52,730 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $30,421. With a cost-of-living index of 88.90 (below the national average), these earnings stretch further in Sand Springs.
Hourly Rate Calculator
Schedule Comparison in Sand Springs
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,014.04 | $4,394 | $52,730 |
| Part-Time (24 hrs) | $608.42 | $2,636 | $31,638 |
| Per Diem (16 hrs) | $405.61 | $1,758 | $21,092 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Sand Springs) | $25.35 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Sand Springs, OK earn a median of $52,722 per year (2026 est.), which is 18.29% lower than the national median of $64,522 and 8.10% below the Oklahoma state average of $57,369.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $25.35/hr = $31,638/year (purchasing power: $35,588).
Working 40h/week (full-time) = $52,730/year (purchasing power: $59,314).
CoL index: 88.9 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$20.01/hr
2025 BLS Actual
$24.47/hr
2026 Current Est.
$25.35/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Sand Springs (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $20.01/hr | Actual |
| 2020 | $20.50/hr | Actual |
| 2021 | $19.58/hr | Actual |
| 2022 | $22.73/hr | Actual |
| 2023 | $23.21/hr | Actual |
| 2024 | $20.43/hr | Actual |
| 2025 | $24.47/hr | Actual |
| 2026(current) | $25.35/hr | Estimated |
| 2027 | $26.26/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Sand Springs grew 22.3% from $20.01/hr (2019) to $24.47/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $26.26/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Sand Springs metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Sand Springs
In analyzing the potential earnings for part-time insurance agents in Sand Springs, consider the annual take-home pay for those who choose to work roughly 24 hours each week. This can result in earnings that significantly differ from full-time counterparts, dependent on their commission structures. While per diem work is not the norm in this field, many agents might find themselves operating as independent contractors within agency roles, where commissions dominate income rather than a set hourly wage. Certain niche roles, such as consulting risk managers or expert witnesses, can earn considerably higher rates ranging from $200 to $600 per hour, contrasting sharply with the average hourly compensation for insurance agents. Employment settings vary widely: captive agents for companies like State Farm can experience stability in pay but may earn less compared to agents in independent agencies or large commercial brokerages, who might be engaging with commercial lines. Furthermore, agents deciding between accepting lower wages for health benefits or pursuing higher pay without insurance underscores the trade-offs present. With the evolving nature of insurance compensation, agents negotiating their hourly pay should emphasize their credentials and demonstrate their unique value within the team, ensuring they secure the best possible terms in this dynamic market.
More salary data for Sand Springs, OK:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Sand Springs. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Sand Springs is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov