Insurance Agent Hourly Pay in Broken Arrow, OK: $28.19 (2026)

When focusing on part-time earnings, an insurance agent working 24 hours a week at the median hourly rate could expect to take home about $35,000 annually. This contrasts with full-time workers who capitalize on commission structures, often found more in the independent agency model or large brokerages. Per diem work is generally less common in this field, and although some roles, like consulting risk managers, can demand much higher rates—averaging $200 to $400 an hour—most agents find their compensation tied to sales rather than hourly rates. Hourly pay can also vary depending on whether one works for a captive agent with a single carrier, such as State Farm or Allstate, or in larger brokerages. While many agents may opt for lower hourly pay from captive positions that provide health benefits, others might prefer the flexibility and potentially higher pay without benefits found in independent setups. For agents in Broken Arrow, knowing how to negotiate hourly compensation tailored to their specific employment setting is essential for maximizing earnings.