Insurance Agent Hourly Pay in Bethany, OK: $26.10 (2026)
Quick Answer:Hourly pay for a insurance agent working in Bethany, OK runs $26.10 at the median for 2026 — annualizing to $54,283 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Bethany's regional price level (BEA RPP 88.9, 11% below national), each hour of work buys what $29.36 nationally would. A 24-hour part-time schedule grosses $32,569 per year.
Based on BLS state-level estimates · View source
In 2026, insurance agents in Bethany, OK, earn a median hourly pay of $26.10, which is notably lower than the national median of $31.02 per hour. This pay rate significantly influences both full-time and part-time workers in the field. For those working three days a week, the income potential can vary greatly, impacting lifestyle choices and job satisfaction in captive agent storefronts or independent agency offices. Entry-level agents can expect to earn approximately $15.93 per hour, while experienced professionals can bring in as much as $40.46 per hour. This hourly rate is derived from annual salary projections and reflects a cost of living index of 88.9 in Bethany, indicating that local wages may not keep pace with national trends, leading to varying compensation models including commissions based on sales performance.
About the Bethany Market
Salary estimated from Oklahoma average ($52,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $15.93 | $127.47 |
| Lower Range (P25) | $19.54 | $156.31 |
| Median (P50) | $26.10 | $208.77 |
| Upper Range (P75) | $33.40 | $267.21 |
| Top Earners (P90) | $40.46 | $323.65 |
Estimated Annual Income by Work Schedule in Bethany
Based on $26.10/hr median hourly rate · 2026 est.
At $26.10/hr, a insurance agent working full-time (40 hr/wk) in Bethany, OK can expect to earn approximately $54,281 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $31,316. With a cost-of-living index of 88.90 (below the national average), these earnings stretch further in Bethany.
Hourly Rate Calculator
Schedule Comparison in Bethany
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,043.87 | $4,523 | $54,281 |
| Part-Time (24 hrs) | $626.32 | $2,714 | $32,569 |
| Per Diem (16 hrs) | $417.55 | $1,809 | $21,713 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Bethany) | $26.10 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Bethany, OK earn a median of $54,283 per year (2026 est.), which is 15.87% lower than the national median of $64,522 and 5.40% below the Oklahoma state average of $57,382.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $26.10/hr = $32,569/year (purchasing power: $36,635).
Working 40h/week (full-time) = $54,281/year (purchasing power: $61,059).
CoL index: 88.9 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$20.60/hr
2025 BLS Actual
$25.19/hr
2026 Current Est.
$26.10/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Bethany (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $20.60/hr | Actual |
| 2020 | $21.10/hr | Actual |
| 2021 | $20.16/hr | Actual |
| 2022 | $23.40/hr | Actual |
| 2023 | $23.90/hr | Actual |
| 2024 | $21.03/hr | Actual |
| 2025 | $25.19/hr | Actual |
| 2026(current) | $26.10/hr | Estimated |
| 2027 | $27.04/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Bethany grew 22.3% from $20.60/hr (2019) to $25.19/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $27.04/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Bethany metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Bethany
When examining the financial implications for part-time insurance agents in Bethany, those who work 24 hours weekly can expect their annual take-home pay to range significantly, depending on experience and commission structures offered by employers. While most agents receive commission-based compensation, the possibility of per diem work does exist, though it remains uncommon. Consulting roles and expert witness positions in coverage disputes can command fees ranging from $200 to $600 per hour, usually reserved for highly credentialed individuals like CPCU holders. In Bethany, hourly rates can fluctuate across different employer types—from captive agents with single carriers to large commercial brokerage firms focusing on specialty lines, which pay more compared to personal lines. Many agents may find themselves weighing the benefits of accepting lower hourly pay from captive agencies against the higher hourly compensation from independent or brokerage roles that might not offer health benefits, leading to unique trade-offs and negotiation considerations that reflect specific career goals.
More salary data for Bethany, OK:
Frequently Asked Questions
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Related Pages
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Bethany. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Bethany is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov