Insurance Agent Hourly Pay in Wildwood, MO: $30.03 (2026)
Quick Answer:Hourly pay for a insurance agent working in Wildwood, MO runs $30.03 at the median for 2026 — annualizing to $62,473 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Wildwood's regional price level (BEA RPP 89.6, 10% below national), each hour of work buys what $33.52 nationally would. A 24-hour part-time schedule grosses $37,482 per year.
Based on BLS state-level estimates · View source
In Wildwood, Missouri, the projected insurance agent hourly pay is $30.03, which is slightly below the national median of $31.02. This rate provides insight into what part-time workers, who may typically operate on a three-day workweek, can expect to earn. For instance, a part-time agent working 24 hours a week would generate around $624.72 weekly, which can lead to a significant annual income even without full-time commitments. Wildwood's hourly range varies, with entry-level positions starting at about $18.53, while top earners in specialized roles can make as much as $46.56 per hour. These earnings reflect a combination of client interaction within agency settings, remote consultations, and policy management in diverse workspaces.
About the Wildwood Market
Salary estimated from Missouri average ($58,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $18.53 | $148.27 |
| Lower Range (P25) | $22.72 | $181.76 |
| Median (P50) | $30.03 | $240.27 |
| Upper Range (P75) | $38.45 | $307.57 |
| Top Earners (P90) | $46.56 | $372.46 |
Estimated Annual Income by Work Schedule in Wildwood
Based on $30.03/hr median hourly rate · 2026 est.
At $30.03/hr, a insurance agent working full-time (40 hr/wk) in Wildwood, MO can expect to earn approximately $62,470 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $36,040. With a cost-of-living index of 89.60 (below the national average), these earnings stretch further in Wildwood.
Hourly Rate Calculator
Schedule Comparison in Wildwood
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,201.35 | $5,206 | $62,470 |
| Part-Time (24 hrs) | $720.81 | $3,123 | $37,482 |
| Per Diem (16 hrs) | $480.54 | $2,082 | $24,988 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Wildwood) | $30.03 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Wildwood, MO earn a median of $62,473 per year (2026 est.), which is 3.18% lower than the national median of $64,522 and 0.80% below the Missouri state average of $62,977.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $30.03/hr = $37,482/year (purchasing power: $41,833).
Working 40h/week (full-time) = $62,470/year (purchasing power: $69,721).
CoL index: 89.6 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$23.71/hr
2025 BLS Actual
$28.99/hr
2026 Current Est.
$30.03/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Wildwood (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $23.71/hr | Actual |
| 2020 | $24.29/hr | Actual |
| 2021 | $23.20/hr | Actual |
| 2022 | $26.93/hr | Actual |
| 2023 | $27.50/hr | Actual |
| 2024 | $24.79/hr | Actual |
| 2025 | $28.99/hr | Actual |
| 2026(current) | $30.03/hr | Estimated |
| 2027 | $31.11/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Wildwood grew 22.3% from $23.71/hr (2019) to $28.99/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $31.11/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Wildwood metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Wildwood
Assessing the earning potential for part-time agents in Wildwood reveals that while some choose to work approximately 24 hours a week, their annual take-home pay can significantly differ from full-time agents. Typically, full-time insurance agents might earn more through commissions in addition to hourly rates. However, compensation structures can vary widely across different employer types. Captive agents with specific carrier affiliations, like State Farm or Allstate, may have steady work but often earn less compared to independent agents or those in larger commercial firms, where commission-based earnings might yield higher returns. For agents in 1099 roles or per diem positions—which are less common—working as consultants or expert witnesses can boost incomes dramatically, with billable hours sometimes ranging from $200 to $600. Due to these factors, when negotiating hourly pay in Wildwood, insurance agents should weigh the benefits of stable employment with healthcare against higher hourly rates that don’t include benefits, reflecting on their career goals and financial needs.
More salary data for Wildwood, MO:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Wildwood. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Wildwood is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov