Insurance Agent Salary

St. Louis vs Wildwood: Insurance Agent Salary (2026)

Compare insurance agent salaries between St. Louis, MO and Wildwood, MO. All figures are 2026 estimates projected from BLS 2025 data.

St. Louis, MO
$64,315
$30.91/hr
Wildwood, MO
$62,473
$30.03/hr

Side-by-Side Comparison

MetricSt. Louis, MOWildwood, MO
Median Salary$64,315$62,473
Hourly Rate$30.91$30.03
Entry Level (P10)$40,166$38,542
25th Percentile$49,241$47,266
75th Percentile$84,683$79,966
Top Earner (P90)$137,436$96,833
Total Employed3,3205
Side-by-side bar chart comparing St. Louis ($64,315) and Wildwood ($62,473) insurance agent salaries.St. LouisWildwoodMedian Salary$64,315$62,473Entry Level (P10)$40,166$38,542Top Earner (P90)$137,436$96,833US Median $64,522

Verdict

St. Louis, MO offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Wildwood.

The salary gap between St. Louis and Wildwood is $1,842 (2.95%). St. Louis's median is -0.32% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in St. Louis spans $97,270,Wildwood spans $58,291. St. Louis has a wider pay range, meaning more potential for high earners but also more variation.

St. Louis
P10 (Entry)$40,166
P25$49,241
Median$64,315
P75$84,683
P90 (Top)$137,436
Wildwood
P10 (Entry)$38,542
P25$47,266
Median$62,473
P75$79,966
P90 (Top)$96,833

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Wildwood ($69,724 effective) pays 3.09% more than St. Louis ($67,637 effective).

St. Louis
Nominal: $64,315
CoL Index: 95.088
Adjusted: $67,637
Wildwood
Nominal: $62,473
CoL Index: 89.6
Adjusted: $69,724

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose St. Louis if…

  • Higher median salary ($64,315/year)
  • Better top-earner potential ($137,436)
  • Larger job market (3,320 employed)
  • You prefer the Missouri area and lifestyle

Choose Wildwood if…

  • Better purchasing power (CoL-adjusted: $69,724)
  • You prefer the Missouri area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in St. Louis grew 24.1% from 2019 to 2025, compared to 17.0% growth in Wildwood over the same period.

St. Louis, MO

+24.1%

$50,030 (2019) → $62,080 (2025)

Wildwood, MO

+17.0%

$51,555 (2024) → $60,302 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: St. Louis or Wildwood?

St. Louis has a higher median insurance agent salary at $64,315/year, compared to Wildwood at $62,473/year — a difference of $1,842 (2.95%).

What is the hourly rate difference between St. Louis and Wildwood?

St. Louis insurance agents earn $30.91/hr while Wildwood hygienists earn $30.03/hr (2026 est.).

Should I relocate from St. Louis to Wildwood as a insurance agent?

Consider more than just salary when comparing St. Louis and Wildwood. Factor in cost of living (CoL-adjusted: St. Louis = $67,637, Wildwood = $69,724), job availability (3,320 vs 5 employed), commute, and career growth potential.

What do entry-level insurance agents earn in St. Louis vs Wildwood?

Entry-level (10th percentile) insurance agents earn $40,166 in St. Louis and $38,542 in Wildwood. The St. Louis area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov