Insurance Agent Hourly Pay in Lee's Summit, MO: $30.01 (2026)
Quick Answer:Hourly pay for a insurance agent working in Lee's Summit, MO runs $30.01 at the median for 2026 — annualizing to $62,420 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Lee's Summit's regional price level (BEA RPP 89.6, 10% below national), each hour of work buys what $33.50 nationally would. A 24-hour part-time schedule grosses $37,456 per year.
Based on BLS state-level estimates · View source
In Lee's Summit, Missouri, the anticipated hourly pay for insurance agents in 2026 is set at $30.01, slightly below the national hourly median of $31.02. This rate provides a solid foundation for both full-time positions and part-time work, where agents might operate on a 24-hour weekly schedule. Captive agents at storefronts or independent agency offices earn within this hourly range, while top performers in the field could command rates peaking at $46.52 per hour. For part-time or per-diem insurance agents, which can include remote policy quoting and client visits, these hourly wages represent a balance between flexible scheduling and income potential, though they may also reflect the lack of additional employee benefits that a full-time role would offer.
About the Lee's Summit Market
Salary estimated from Missouri average ($58,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $18.05 | $144.38 |
| Lower Range (P25) | $22.45 | $179.60 |
| Median (P50) | $30.01 | $240.10 |
| Upper Range (P75) | $38.41 | $307.32 |
| Top Earners (P90) | $46.52 | $372.13 |
Estimated Annual Income by Work Schedule in Lee's Summit
Based on $30.01/hr median hourly rate · 2026 est.
At $30.01/hr, a insurance agent working full-time (40 hr/wk) in Lee's Summit, MO can expect to earn approximately $62,427 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $36,016. With a cost-of-living index of 89.60 (below the national average), these earnings stretch further in Lee's Summit.
Hourly Rate Calculator
Schedule Comparison in Lee's Summit
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,200.52 | $5,202 | $62,427 |
| Part-Time (24 hrs) | $720.31 | $3,121 | $37,456 |
| Per Diem (16 hrs) | $480.21 | $2,081 | $24,971 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Lee's Summit) | $30.01 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Lee's Summit, MO earn a median of $62,420 per year (2026 est.), which is 3.26% lower than the national median of $64,522 and 0.90% below the Missouri state average of $62,987.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $30.01/hr = $37,456/year (purchasing power: $41,804).
Working 40h/week (full-time) = $62,427/year (purchasing power: $69,673).
CoL index: 89.6 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$23.70/hr
2025 BLS Actual
$28.97/hr
2026 Current Est.
$30.01/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Lee's Summit (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $23.70/hr | Actual |
| 2020 | $24.27/hr | Actual |
| 2021 | $23.18/hr | Actual |
| 2022 | $26.91/hr | Actual |
| 2023 | $27.48/hr | Actual |
| 2024 | $24.76/hr | Actual |
| 2025 | $28.97/hr | Actual |
| 2026(current) | $30.01/hr | Estimated |
| 2027 | $31.09/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Lee's Summit grew 22.3% from $23.70/hr (2019) to $28.97/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $31.09/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Lee's Summit metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Lee's Summit
When considering a part-time commitment in Lee's Summit, an insurance agent working three days a week could expect to take home around $37,530 annually, a substantial difference compared to full-time earners. Interestingly, while per-diem work is not a major trend among insurance professionals in the region, consulting opportunities do exist. Former CPCU-credentialed brokers may charge $200-$400 per hour, and expert witnesses in coverage disputes can command rates of $300-$600 per hour. Hourly pay can vary significantly based on the employer type; captive agents typically earn less due to fixed salaries and benefits, whereas independent agencies and larger brokerages tend to offer higher compensation, especially in commercial lines. Navigating the trade-off between a lower hourly rate with health benefits versus a higher rate with fewer perks is crucial. For those in Lee's Summit, effective negotiation is key—having market data in hand can help justify requests for higher hourly pay based on experience and the current job market dynamics.
More salary data for Lee's Summit, MO:
Frequently Asked Questions
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Related Pages
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Lee's Summit. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Lee's Summit is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov