Insurance Agent Hourly Pay in Delray Beach, FL: $26.98 (2026)
Quick Answer:Hourly pay for a insurance agent working in Delray Beach, FL runs $26.98 at the median for 2026 — annualizing to $56,107 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Delray Beach's regional price level (BEA RPP 100.8, 1% above national), each hour of work buys what $26.76 nationally would. A 24-hour part-time schedule grosses $33,668 per year.
Based on BLS state-level estimates · View source
In 2026, insurance agents in Delray Beach, FL, can expect a median hourly rate of $26.98, which falls below the national median of $31.02. This lower hourly pay reflects regional economic factors and the evolving landscape of the insurance industry. The hourly range shows promise for entry-level workers starting at approximately $15.74 and provides opportunities for top earners to make up to $41.81 per hour. This flexibility appeals to part-time employees, such as those working three days a week, as well as per-diem workers in various settings including independent agency offices and remote virtual policy quoting. The rate for insurance agent hourly pay in Delray Beach emphasizes the local market conditions that shape earnings in this profession.
About the Delray Beach Market
Salary estimated from Florida average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $15.74 | $125.89 |
| Lower Range (P25) | $20.80 | $166.42 |
| Median (P50) | $26.98 | $215.82 |
| Upper Range (P75) | $34.53 | $276.24 |
| Top Earners (P90) | $41.81 | $334.50 |
Estimated Annual Income by Work Schedule in Delray Beach
Based on $26.98/hr median hourly rate · 2026 est.
At $26.98/hr, a insurance agent working full-time (40 hr/wk) in Delray Beach, FL can expect to earn approximately $56,113 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $32,373. With a cost-of-living index of 100.80 (above the national average), these earnings may be offset by higher expenses in Delray Beach.
Hourly Rate Calculator
Schedule Comparison in Delray Beach
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,079.10 | $4,676 | $56,113 |
| Part-Time (24 hrs) | $647.46 | $2,806 | $33,668 |
| Per Diem (16 hrs) | $431.64 | $1,870 | $22,445 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Delray Beach) | $26.98 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Delray Beach, FL earn a median of $56,107 per year (2026 est.), which is 13.04% lower than the national median of $64,522 and 0.30% above the Florida state average of $55,939.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $26.98/hr = $33,668/year (purchasing power: $33,401).
Working 40h/week (full-time) = $56,113/year (purchasing power: $55,668).
CoL index: 100.8 (100 = national average).
2019 BLS Actual
$21.30/hr
2025 BLS Actual
$26.04/hr
2026 Current Est.
$26.98/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Delray Beach (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $21.30/hr | Actual |
| 2020 | $21.82/hr | Actual |
| 2021 | $20.84/hr | Actual |
| 2022 | $24.19/hr | Actual |
| 2023 | $24.70/hr | Actual |
| 2024 | $30.13/hr | Actual |
| 2025 | $26.04/hr | Actual |
| 2026(current) | $26.98/hr | Estimated |
| 2027 | $27.95/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Delray Beach grew 22.3% from $21.30/hr (2019) to $26.04/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $27.95/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Delray Beach metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Delray Beach
Understanding the earning potential helps guide insurance professionals in Delray Beach when considering their career paths. For a part-time insurance agent working 24 hours a week, the annual take-home would be significantly lower than what full-time counterparts earn. Per diem insurance agent pay in Delray Beach can be variable, with most compensation structured around commissions, unlike the higher fees charged by consulting risk managers and expert witnesses. Hourly rates differ based on the type of employer, with captive agents at companies like State Farm or Allstate typically offering lower rates but providing health benefits. Conversely, agents at large brokerages or independent agencies may enjoy higher hourly compensation but at the cost of benefits. Those negotiating hourly pay should consider the trade-offs and prepare to advocate for their value based on local demand and industry standards.
More salary data for Delray Beach, FL:
Frequently Asked Questions
What is the hourly rate for insurance agents in Delray Beach in 2026?
How much do part-time insurance agents make in Delray Beach?
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Related Pages
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Delray Beach. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Delray Beach is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov