Delray Beach vs Miami: Insurance Agent Salary (2026)
Compare insurance agent salaries between Delray Beach, FL and Miami, FL. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Delray Beach, FL | Miami, FL |
|---|---|---|
| Median Salary | $56,107 | $62,429▲ |
| Hourly Rate | $26.98 | $30.01▲ |
| Entry Level (P10) | $32,736 | $37,203▲ |
| 25th Percentile | $43,272 | $48,319▲ |
| 75th Percentile | $71,817 | $81,937▲ |
| Top Earner (P90) | $86,965 | $124,279▲ |
| Total Employed | 15 | 14,160▲ |
Verdict
Miami, FL offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Delray Beach.
The salary gap between Delray Beach and Miami is $6,322 (11.27%). Miami's median is -3.24% compared to the US national median of $64,522.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Delray Beach spans $54,229,Miami spans $87,076. Miami has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Delray Beach ($55,662 effective) pays 1.78% more than Miami ($54,688 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Delray Beach if…
- ✓Better purchasing power (CoL-adjusted: $55,662)
- ✓You prefer the Florida area and lifestyle
Choose Miami if…
- ✓Higher median salary ($62,429/year)
- ✓Better top-earner potential ($124,279)
- ✓Larger job market (14,160 employed)
- ✓You prefer the Florida area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, insurance agent salaries in Delray Beach grew -13.6% from 2024 to 2025, compared to 35.9% growth in Miami over the same period.
Delray Beach, FL
$62,661 (2024) → $54,157 (2025)
Miami, FL
$44,350 (2019) → $60,260 (2025)
View Full Salary Data
Delray Beach, FL
Frequently Asked Questions
Which city pays insurance agents more: Delray Beach or Miami?
What is the hourly rate difference between Delray Beach and Miami?
Should I relocate from Delray Beach to Miami as a insurance agent?
What do entry-level insurance agents earn in Delray Beach vs Miami?
Related Comparisons
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov