Insurance Agent Hourly Pay in East Hartford, CT: $37.50 (2026)
Quick Answer:Hourly pay for a insurance agent working in East Hartford, CT runs $37.50 at the median for 2026 — annualizing to $78,016 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against East Hartford's regional price level (BEA RPP 107.9, 8% above national), each hour of work buys what $34.76 nationally would. A 24-hour part-time schedule grosses $46,804 per year.
Based on BLS state-level estimates · View source

In East Hartford, the projected median hourly pay for insurance agents stands at $37.50, demonstrating a substantial 20.91% premium over the national hourly median of $31.02. This hourly rate provides a competitive edge for part-time workers who might operate three days a week, as well as for per-diem workers in various settings such as independent agency offices, client visits for policy inspections, and virtual quoting environments. Whichever avenue they pursue, agents can expect entry-level positions to offer an hourly rate starting at approximately $23.09, moving up towards $58.14 for top earners. These rates, derived from annual salary figures, reflect the diverse roles available within the insurance sector across East Hartford, CT, and highlight the attractive pay potential available in this field.
About the East Hartford Market
Salary estimated from Connecticut average ($78,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $23.09 | $184.74 |
| Lower Range (P25) | $28.40 | $227.17 |
| Median (P50) | $37.50 | $300.03 |
| Upper Range (P75) | $48.01 | $384.07 |
| Top Earners (P90) | $58.14 | $465.12 |
Estimated Annual Income by Work Schedule in East Hartford
Based on $37.50/hr median hourly rate · 2026 est.
At $37.50/hr, a insurance agent working full-time (40 hr/wk) in East Hartford, CT can expect to earn approximately $78,007 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $45,004. With a cost-of-living index of 107.90 (above the national average), these earnings may be offset by higher expenses in East Hartford.
Hourly Rate Calculator
Schedule Comparison in East Hartford
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,500.13 | $6,501 | $78,007 |
| Part-Time (24 hrs) | $900.08 | $3,900 | $46,804 |
| Per Diem (16 hrs) | $600.05 | $2,600 | $31,203 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (East Hartford) | $37.50 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in East Hartford, CT earn a median of $78,016 per year (2026 est.), which is 20.91% higher than the national median of $64,522 and 1.00% below the Connecticut state average of $78,804.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $37.50/hr = $46,804/year (purchasing power: $43,377).
Working 40h/week (full-time) = $78,007/year (purchasing power: $72,295).
CoL index: 107.9 (100 = national average).
2019 BLS Actual
$29.61/hr
2025 BLS Actual
$36.20/hr
2026 Current Est.
$37.50/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in East Hartford (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $29.61/hr | Actual |
| 2020 | $30.33/hr | Actual |
| 2021 | $28.97/hr | Actual |
| 2022 | $33.63/hr | Actual |
| 2023 | $34.34/hr | Actual |
| 2024 | $39.37/hr | Actual |
| 2025 | $36.20/hr | Actual |
| 2026(current) | $37.50/hr | Estimated |
| 2027 | $38.85/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in East Hartford grew 22.3% from $29.61/hr (2019) to $36.20/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $38.85/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the East Hartford metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in East Hartford
Considering part-time employment, an insurance agent working a typical 3-day week (24 hours) could bring home around $46,800 annually, which is a respectable income relative to the demands of the job. Many agents in East Hartford operate on commission, pursuing independent consultant opportunities or part-time positions, such as per diem roles in agencies, though these are somewhat rare due to the commission structure dominating the industry. Although consulting roles can command impressive per-hour fees ranging from $200 to $400, the lower hourly rates often seen in traditional agency settings may come with benefits such as health insurance, enticing some insurance professionals to opt for stability over higher per-hour pay. Other factors affecting hourly salaries include the employer type; for instance, captive agents with single carriers like State Farm may offer fixed hourly rates, while independent agencies and larger brokerages tend to reflect wider variances based on client portfolios and job complexity. Understanding these dynamics can help local agents negotiate better terms, ensuring compensation aligns more closely with their expertise and contributions in a competitive market.
More salary data for East Hartford, CT:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in East Hartford. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for East Hartford is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov