Insurance Agent Salary

San Antonio vs McAllen: Insurance Agent Salary (2026)

Compare insurance agent salaries between San Antonio, TX and McAllen, TX. All figures are 2026 estimates projected from BLS 2025 data.

San Antonio, TX
$53,302
$25.63/hr
McAllen, TX
$50,080
$24.08/hr

Side-by-Side Comparison

MetricSan Antonio, TXMcAllen, TX
Median Salary$53,302$50,080
Hourly Rate$25.63$24.08
Entry Level (P10)$38,425$32,261
25th Percentile$45,252$36,219
75th Percentile$83,253$77,327
Top Earner (P90)$135,747$129,780
Total Employed4,580610
Side-by-side bar chart comparing San Antonio ($53,302) and McAllen ($50,080) insurance agent salaries.San AntonioMcAllenMedian Salary$53,302$50,080Entry Level (P10)$38,425$32,261Top Earner (P90)$135,747$129,780US Median $64,522

Verdict

San Antonio, TX offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to McAllen.

The salary gap between San Antonio and McAllen is $3,222 (6.43%). San Antonio's median is -17.39% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in San Antonio spans $97,322,McAllen spans $97,519. McAllen has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.

San Antonio
P10 (Entry)$38,425
P25$45,252
Median$53,302
P75$83,253
P90 (Top)$135,747
McAllen
P10 (Entry)$32,261
P25$36,219
Median$50,080
P75$77,327
P90 (Top)$129,780

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, McAllen ($58,304 effective) pays 3.60% more than San Antonio ($56,276 effective).

San Antonio
Nominal: $53,302
CoL Index: 94.716
Adjusted: $56,276
McAllen
Nominal: $50,080
CoL Index: 85.895
Adjusted: $58,304

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose San Antonio if…

  • Higher median salary ($53,302/year)
  • Better top-earner potential ($135,747)
  • Larger job market (4,580 employed)
  • You prefer the Texas area and lifestyle

Choose McAllen if…

  • Better purchasing power (CoL-adjusted: $58,304)
  • You prefer the Texas area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in San Antonio grew 25.7% from 2019 to 2025, compared to 21.5% growth in McAllen over the same period.

San Antonio, TX

+25.7%

$40,940 (2019) → $51,450 (2025)

McAllen, TX

+21.5%

$39,800 (2019) → $48,340 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: San Antonio or McAllen?

San Antonio has a higher median insurance agent salary at $53,302/year, compared to McAllen at $50,080/year — a difference of $3,222 (6.43%).

What is the hourly rate difference between San Antonio and McAllen?

San Antonio insurance agents earn $25.63/hr while McAllen hygienists earn $24.08/hr (2026 est.).

Should I relocate from San Antonio to McAllen as a insurance agent?

Consider more than just salary when comparing San Antonio and McAllen. Factor in cost of living (CoL-adjusted: San Antonio = $56,276, McAllen = $58,304), job availability (4,580 vs 610 employed), commute, and career growth potential.

What do entry-level insurance agents earn in San Antonio vs McAllen?

Entry-level (10th percentile) insurance agents earn $38,425 in San Antonio and $32,261 in McAllen. The San Antonio area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov