Insurance Agent Salary

Dallas vs Galveston: Insurance Agent Salary (2026)

Compare insurance agent salaries between Dallas, TX and Galveston, TX. All figures are 2026 estimates projected from BLS 2025 data.

Dallas, TX
$61,652
$29.64/hr
Galveston, TX
$48,542
$23.34/hr

Side-by-Side Comparison

MetricDallas, TXGalveston, TX
Median Salary$61,652$48,542
Hourly Rate$29.64$23.34
Entry Level (P10)$32,479$28,310
25th Percentile$47,045$35,616
75th Percentile$102,564$62,133
Top Earner (P90)$155,607$75,240
Total Employed15,80010
Side-by-side bar chart comparing Dallas ($61,652) and Galveston ($48,542) insurance agent salaries.DallasGalvestonMedian Salary$61,652$48,542Entry Level (P10)$32,479$28,310Top Earner (P90)$155,607$75,240US Median $64,522

Verdict

Dallas, TX offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Galveston.

The salary gap between Dallas and Galveston is $13,110 (27.01%). Dallas's median is -4.45% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Dallas spans $123,128,Galveston spans $46,930. Dallas has a wider pay range, meaning more potential for high earners but also more variation.

Dallas
P10 (Entry)$32,479
P25$47,045
Median$61,652
P75$102,564
P90 (Top)$155,607
Galveston
P10 (Entry)$28,310
P25$35,616
Median$48,542
P75$62,133
P90 (Top)$75,240

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Dallas ($59,804 effective) pays 18.27% more than Galveston ($50,565 effective).

Dallas
Nominal: $61,652
CoL Index: 103.09
Adjusted: $59,804
Galveston
Nominal: $48,542
CoL Index: 96
Adjusted: $50,565

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Dallas if…

  • Higher median salary ($61,652/year)
  • Better top-earner potential ($155,607)
  • Larger job market (15,800 employed)
  • Better purchasing power (CoL-adjusted: $59,804)
  • You prefer the Texas area and lifestyle

Choose Galveston if…

  • You prefer the Texas area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Dallas grew -13.9% from 2019 to 2025, compared to -25.1% growth in Galveston over the same period.

Dallas, TX

+-13.9%

$69,140 (2019) → $59,510 (2025)

Galveston, TX

+-25.1%

$62,594 (2024) → $46,855 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Dallas or Galveston?

Dallas has a higher median insurance agent salary at $61,652/year, compared to Galveston at $48,542/year — a difference of $13,110 (27.01%).

What is the hourly rate difference between Dallas and Galveston?

Dallas insurance agents earn $29.64/hr while Galveston hygienists earn $23.34/hr (2026 est.).

Should I relocate from Dallas to Galveston as a insurance agent?

Consider more than just salary when comparing Dallas and Galveston. Factor in cost of living (CoL-adjusted: Dallas = $59,804, Galveston = $50,565), job availability (15,800 vs 10 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Dallas vs Galveston?

Entry-level (10th percentile) insurance agents earn $32,479 in Dallas and $28,310 in Galveston. The Dallas area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov