Senior Insurance Agent Salary in Plymouth, MA: $123,562 (2026)
Quick Answer:The top tier of insurance agents working in Plymouth, MA — those at or above the 90th percentile — pull in $123,562/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 41-3021. Strip back Plymouth's price premium (BEA RPP 108.5, 9% above national) and that top-decile pay carries the same buying power as $113,882 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
Senior insurance agents in Plymouth, Massachusetts, are positioned to earn robust salaries, with projections suggesting a median annual wage of $79,717 by 2026. The potential for top earners is significant, with the 90th percentile making as much as $123,562. This stark contrast between the median and the upper salary brackets reflects the experience premium that seasoned professionals carry, leading to a substantial gap in earnings—an advantage that can be realized through strategic career moves, specializations, and networking. In Plymouth, top-performing agents not only leverage their extensive experience but also continually refine their skills to maximize their earning potential, making the most of advanced insurance licenses and certifications that can open doors to higher-paying roles in this competitive market.
About the Plymouth Market
Salary estimated from Massachusetts average ($82,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Plymouth
Experienced insurance agents at the top of the pay scale in Plymouth earn between $102,038 and $123,562 per year (2026 est.). This $76,510 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Plymouth median of $79,717 sits 23.55% above the US median.
Top Agent Salary Comparison
| Level | Plymouth | National |
|---|---|---|
| Median (P50) | $79,717 | $64,522 |
| 75th Percentile | $102,038 | $100,440 |
| 90th Percentile (Top 10%) | $123,562 | $143,113 |
In Plymouth, experienced insurance agents (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Insurance Agent Pay in Plymouth
Advanced Certifications in Massachusetts
MA insurance agents with additional specialty certifications within the insurance field earn significantly above the $79,717 median. Expanded-scope credentials are increasingly valued by Plymouth employers.
Specialty Focus
Insurance Agents focusing on high-acuity or specialty areas within the insurance field in Plymouth command premium compensation, often reaching the $102,038–$123,562 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Plymouth metro area often pay above-market rates for experienced insurance agents who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured insurance agents in Plymouth with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Insurance Agents in Massachusetts who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Insurance Agent Career & Wage Growth Path in Plymouth
Clinical Insurance Agent
0-5 yearsSenior/Lead Insurance Agent
5-10 yearsInsurance Agent Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedPlymouth ranks #14 of 59 Massachusetts cities for top earner insurance agent salary (90th percentile: $123,562).
Top 10% insurance agent compensation in Plymouth ($123,562) is 25.45% below the Massachusetts average P90 ($165,740).
2019 BLS Actual
$108,355
2025 BLS Actual
$119,268
2026 Current Est.
$123,562
2019–2027 Growth
+18.1%
Salary Trajectory for Insurance Agents in Plymouth (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $108,355 | Actual |
| 2020 | $110,375 | Actual |
| 2021 | $109,227 | Actual |
| 2022 | $112,542 | Actual |
| 2023 | $116,056 | Actual |
| 2024 | $138,846 | Actual |
| 2025 | $119,268 | Actual |
| 2026(current) | $123,562 | Estimated |
| 2027 | $128,010 | Projected |
Top-earning insurance agents (90th percentile) in Plymouth saw their compensation grow 10.1% from $108,355 in 2019 to $119,268 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.60% annual growth rate, senior-level pay is projected to reach $128,010 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Plymouth metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Insurance Agent Earnings in Plymouth
In Plymouth, various specializations within the insurance sector command premium pay, notably in fields such as commercial property and casualty, life and annuities, and employee benefits, where comprehensive knowledge can result in higher commissions. Senior compensation can also fluctuate significantly depending on the type of employer; for example, captive agents tend to have steady incomes with additional bonus potential, while independent brokers may earn more through a diversified book of business and higher commissions on commercial lines, often five to ten times that of personal lines. Furthermore, career advancement opportunities are abundant for experienced agents, with potential paths leading from captive agents to agency owners, or from independent producers to senior producers and principals in larger firms. Advanced credentials such as the CPCU and CIC elevate earning potential, enhancing one's appeal to both clients and employers. Ultimately, factors such as the size of one’s book of business, agency ownership equity, and the commission structures of respective employers play crucial roles in determining overall compensation for senior insurance agents in MA.
More salary data for Plymouth, MA:
Frequently Asked Questions
How much do experienced insurance agents make in Plymouth in 2026?
What drives higher insurance agent pay in Plymouth?
What certifications boost insurance agent salary in Plymouth?
Can experienced insurance agents make six figures in Plymouth?
How much does insurance agent salary increase over time in Plymouth?
Related Pages
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Nearby Cities in Massachusetts
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $119,268 for insurance agents in the Plymouth metro area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Plymouth is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov