Insurance Agent Salary in Rock Springs, WY: $58,086 (2026)
Quick Answer:A full-time insurance agent in Rock Springs, WY earns a median $58,086/year (≈ $27.93/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Rock Springs's price level (4% below national, BEA RPP 95.8), that paycheck buys what $60,633 would nationally. Nominal pay sits 6.0% below the Wyoming state average.
Based on BLS state-level estimates · View source
In Rock Springs, Wyoming, insurance agents are projected to earn a median annual salary of $58,086 in 2026. This figure reflects a diverse structural divide in the local insurance market, with varying pay scales typically influenced by whether agents operate as captives with major carriers such as State Farm or Allstate, independent agents representing multiple companies, or within commercial brokerages. The salary range for agents in this city varies considerably, from a lower bracket of $37,842 at the 10th percentile to a high of $90,034 at the 90th percentile. These estimates are derived from BLS state-level data and take into account the regional cost of living adjustments, highlighting the unique dynamics of the Rock Springs job market.
About the Rock Springs Market
Salary estimated from Wyoming average ($52,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $37,842 | $18.19 |
| Lower Range (P25) | $45,269 | $21.77 |
| Median (P50)(typical) | $58,086 | $27.93 |
| Upper Range (P75) | $74,351 | $35.74 |
| Top Earners (P90) | $90,034 | $43.28 |
Median Salary Position
9.97% below the national average
2026 Salary Percentile Distribution in Rock Springs
In Rock Springs, WY, the insurance agent salary spread from the 10th to 90th percentile is $52,192 (2026 est.). At $58,086, the local median is 9.97% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Rock Springs: You'd be in the lower-middle range
How Rock Springs Insurance Agent Pay Compares
Rock Springs median: $58,086/year (2026)
| Compared To | Median Salary | Rock Springs Pays |
|---|---|---|
| Wyoming Average | $61,794 | -6.00% less |
| National Average | $64,522 | -9.97% less |
Insurance Agents in Rock Springs, WY earn a median of $58,086 per year (2026 est.), which is 9.97% lower than the national median of $64,522 and 6.00% below the Wyoming state average of $61,794.
Cost-of-Living Adjusted Salary
Rock Springs has a cost of living 4.20% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Rock Springs, WY has a cost-of-living index of 95.8 (below the national average of 100). A insurance agent earning $58,086 nominally has purchasing power equivalent to $60,633 in an average-cost city — an effective 4.38% boost.
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2019 BLS Actual
$45,859
2025 BLS Actual
$56,068
2026 Current Est.
$58,086
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Rock Springs (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $45,859 | Actual |
| 2020 | $46,975 | Actual |
| 2021 | $44,869 | Actual |
| 2022 | $52,089 | Actual |
| 2023 | $53,187 | Actual |
| 2024 | $46,814 | Actual |
| 2025 | $56,068 | Actual |
| 2026(current) | $58,086 | Estimated |
| 2027 | $60,178 | Projected |
Based on 7 years of BLS OEWS data for the Rock Springs metropolitan area, the median insurance agent salary grew 22.3% from $45,859 (2019) to $56,068 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $60,178 by 2027 — a total increase of $14,319 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Rock Springs metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $37,842 – $45,269 |
| 3-5 years (Mid Career) | $45,269 – $58,086 |
| 5+ years (Experienced) | $58,086 – $74,351 |
| 10+ years (Top Earner) | $74,351 – $90,034 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Rock Springs
The local job market has a modest workforce of just four insurance agents, emphasizing a niche but potentially lucrative sector for new entrants. The cost of living index for Rock Springs is at 95.8, indicating that while salaries are lower compared to the national median, the relative affordability may balance out the lower take-home pay. Captive agents generally secure higher initial compensation packages, including training support, while independents may benefit from greater commission potential tied to the volume and type of policies sold. Agents with a solid book of business, focusing on commercial lines, tend to see substantial earnings due to the higher commission rates compared to personal lines. For those navigating the insurance agent pay landscape in Rock Springs, cultivating a diverse portfolio and considering agency ownership options are effective strategies for maximizing long-term earnings.
More salary data for Rock Springs, WY:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $56,068 for insurance agentsin the Rock Springs metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Rock Springs is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov