Insurance Agent Salary in Janesville, WI: $75,276 (2026)
Quick Answer:A full-time insurance agent in Janesville, WI earns a median $75,276/year (≈ $36.19/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Janesville's price level (6% below national, BEA RPP 93.7), that paycheck buys what $80,335 would nationally. Nominal pay sits 6.1% below the Wisconsin state average.
Official BLS data · View source
In 2026, insurance agents in Janesville, Wisconsin, are projected to earn a median annual salary of $75,276, placing them significantly above the national median of $64,522. The salary range for these professionals spans from $45,905 at the 10th percentile to $174,711 at the 90th percentile, illustrating a wide variety of compensation structures based on experience and client base. This data, derived from 2025 BLS OEWS surveys projected to 2026, reflects the market dynamics specific to Janesville’s insurance sector. In a city where renewal commissions play a critical role in compounding long-term compensation, agents can cultivate a book of business that enhances their earning potential, further solidifying their position in a competitive marketplace.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $45,905 | $22.07 |
| Lower Range (P25) | $60,792 | $29.23 |
| Median (P50)(typical) | $75,276 | $36.19 |
| Upper Range (P75) | $99,249 | $47.72 |
| Top Earners (P90) | $174,711 | $84.00 |
Median Salary Position
16.67% above the national average
2026 Salary Percentile Distribution in Janesville
In Janesville, WI, the insurance agent salary spread from the 10th to 90th percentile is $128,806 (2026 est.). At $75,276, the local median is 16.67% above the national median of $64,522.
Salary Calculator
At 40 hours/week in Janesville: You'd be in the entry-level range
How Janesville Insurance Agent Pay Compares
Janesville median: $75,276/year (2026)
| Compared To | Median Salary | Janesville Pays |
|---|---|---|
| Wisconsin Average | $80,166 | -6.10% less |
| National Average | $64,522 | +16.67% more |
Insurance Agents in Janesville, WI earn a median of $75,276 per year (2026 est.), which is 16.67% higher than the national median of $64,522 and 6.10% below the Wisconsin state average of $80,166.
Cost-of-Living Adjusted Salary
Janesville has a cost of living 6.30% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Janesville, WI has a cost-of-living index of 93.703 (below the national average of 100). A insurance agent earning $75,276 nominally has purchasing power equivalent to $80,335 in an average-cost city — an effective 6.72% boost.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$43,810
2025 BLS Actual
$72,660
2026 Current Est.
$75,276
2019–2027 Growth
+78.0%
Salary Trajectory for Insurance Agents in Janesville (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $43,810 | Actual |
| 2020 | $37,450 | Actual |
| 2021 | $46,900 | Actual |
| 2022 | $41,600 | Actual |
| 2023 | $57,310 | Actual |
| 2024 | $63,930 | Actual |
| 2025 | $72,660 | Actual |
| 2026(current) | $75,276 | Estimated |
| 2027 | $77,986 | Projected |
Based on 7 years of BLS OEWS data for the Janesville metropolitan area, the median insurance agent salary grew 65.9% from $43,810 (2019) to $72,660 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $77,986 by 2027 — a total increase of $34,176 (78.01%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Janesville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $45,905 – $60,792 |
| 3-5 years (Mid Career) | $60,792 – $75,276 |
| 5+ years (Experienced) | $75,276 – $99,249 |
| 10+ years (Top Earner) | $99,249 – $174,711 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Janesville
With 90 insurance agents currently employed in Janesville, the local job market shows promising stability. Notably, the cost of living index at 93.703 indicates a more affordable environment compared to national averages, allowing agents to enjoy greater purchasing power. Top employers in the area include both captive agents from well-known carriers like State Farm and Allstate, as well as independent agencies and larger brokerages, each offering distinct advantages in commission potential. Agents focusing on commercial lines often command higher earnings compared to their counterparts in personal lines, a disparity driven by the scale of commissions per policy. To maximize pay in this local market, ambitious agents should prioritize building robust client relationships, consider diversifying their service offerings, and explore agency ownership for long-term financial benefits.
More salary data for Janesville, WI:
Frequently Asked Questions
How much do insurance agents make in Janesville, WI in 2026?
Is Janesville, WI a good place to work as a insurance agent?
Can insurance agents make $100K in Janesville?
What is the cost-of-living adjusted insurance agent salary in Janesville?
How much does a insurance agent make per hour in Janesville?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Wisconsin
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $72,660 for insurance agentsin the Janesville metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov